New York State United Teachers
Updated Filing received by DOL
New York State United Teachers, an other services employer in Latham, New York, reported 899 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 10 insurance contracts with no premium reported and $127,041 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on March 30, 2026, before the deadline.
Who was paid on New York State United Teachers's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract New York State United Teachers filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Delta Dental of New York · Mechanicsburg, PA | $0 | $61,669 | $61,669 | 1 |
| The Segal Co. Eastern States, Inc. · New York, NY | $25,140 | $0 | $25,140 | 1 |
| New York State United Teachers · Latham, NY | $0 | $23,670 | $23,670 | 3 |
| Professional Group Plans Inc Segal · Hauppauge, NY | $0 | $9,425 | $9,425 | 1 |
| Davis Vision · Latham, NY | $0 | $7,137 | $7,137 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Capital District Physician's Health Plan Inc.health | 177 | — | — | — |
| Delta Dental of New Yorkdental | 1,922 | — | $61,669 | — |
| First Unum Life Insurance Companylife | 392 | — | $16,491 | — |
| Anthem Blue Cross Blue Shieldhealth, PPO, indemnity | 1,636 | — | — | — |
| First Unum Life Insurance Companylife | 86 | — | $622 | — |
| First Unum Life Insurance Companylong-term disability | 392 | — | $6,557 | — |
| CVS Pharmacy, Incprescription drug | 1,712 | — | — | — |
| Shelterpoint Life Insurance Companycoverage not coded | 410 | — | $9,425 | — |
| Davis Visionvision | 3,759 | — | $7,137 | — |
| Sun Life and Health Insurance Company (u.S.)stop-loss | 882 | — | $25,140 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How New York State United Teachers compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 881 | 899 | +2.0% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $93,295 | $127,041 | +36.2% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| New York State United Teachers Staff Welfare Plan#501 · insurance, general assets | August 31, 2025 | March 30, 2026 | before deadline | 899 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did New York State United Teachers pay in health insurance broker commissions in 2024?
New York State United Teachers's 2024 Form 5500 reports $127,041 in broker commissions and fees across 10 insurance contracts ($25,140 in commissions, $101,901 in fees), with Delta Dental of New York receiving the largest share.
Is New York State United Teachers's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Capital District Physician's Health Plan Inc., Anthem Blue Cross Blue Shield.
How does New York State United Teachers's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for New York State United Teachers because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.