NFL Player Insurance Trust
Updated Filing received by DOL
NFL Player Insurance Trust, an arts & entertainment employer in New York, New York, reported 11,278 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows 5 insurance contracts with no premium reported and $735 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on January 5, 2026, within the extension window.
Who was paid on NFL Player Insurance Trust's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract NFL Player Insurance Trust filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Img · Indianapolis, IN | $0 | $622 | $622 | 1 |
| Aon · Chicago, IL | $0 | $113 | $113 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Cigna Health and Life Insurance Company and Affiliateshealth, indemnity | 2,643 | — | — | — |
| Metropolitan Life Insurance Companylife | 6,802 | — | $113 | — |
| Cigna Health and Life Insurance Company and Affiliateshealth, indemnity | 1,308 | — | — | — |
| Prudential Insurance Company of Americalife | 3,623 | — | $622 | — |
| Cigna Health and Life Insurance Company and Affiliatesvision, stop-loss, indemnity | 12,384 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How NFL Player Insurance Trust compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 10,793 | 11,278 | +4.5% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $822 | $735 | −10.6% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Non-Vested Former Player Wellness Benefit Plan#503 · trust | March 31, 2025 | January 5, 2026 | within extension | 11,278 |
| NFL Former Player Life Improvement Plan#502 · insurance, trust | March 31, 2025 | January 5, 2026 | within extension | 10,820 |
| NFL Dedicated Hospital Network#504 · general assets, trust | August 31, 2025 | April 6, 2026 | within extension | 8,468 |
| NFL Player Insurance Plan#501 · insurance, general assets, trust | August 31, 2025 | April 6, 2026 | within extension | 4,910 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did NFL Player Insurance Trust pay in health insurance broker commissions in 2024?
NFL Player Insurance Trust's 2024 Form 5500 reports $735 in broker commissions and fees across 5 insurance contracts ($0 in commissions, $735 in fees), with Img receiving the largest share.
Is NFL Player Insurance Trust's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Cigna Health and Life Insurance Company and Affiliates.
How does NFL Player Insurance Trust's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for NFL Player Insurance Trust because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
Send the full findings to your inbox.
A specialist writes up every finding for NFL Player Insurance Trust with the methodology and public-source citations, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.
Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.