Pacific Northwest Consulting Engineers
Updated Filing received by DOL
Pacific Northwest Consulting Engineers, a professional & technical services employer in Seattle, Washington, reported 648 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $7.9M in insurance premiums across 3 contracts and no broker compensation, 0.0% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 31, 2026, before the deadline.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Providence Health Plamhealth, vision, prescription drug, PPO | 626 | $7.2M | — | — |
| Standard Insurance Companyhealth, dental, life, long-term disability | 539 | $763,836 | — | — |
| Canopyvision, prescription drug, PPO | 258 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Pacific Northwest Consulting Engineers compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $6,796 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 665 | 648 | −2.6% |
| Premiums filed | $824,744 | $7,916,920 | +859.9% |
| Broker commissions + fees | $0 | $0 | — |
| Commission rate | — | 0.0% | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Pacific Northwest Consulting Engineers Health & Welfare Trust#501 · insurance, trust | December 31, 2025 | July 31, 2026 | before deadline | 648 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Pacific Northwest Consulting Engineers pay in health insurance broker commissions in 2025?
Pacific Northwest Consulting Engineers's 2025 Form 5500 reports no broker commissions or fees on Schedule A. Self-funded plans often pay consultants directly, which the public filing does not always capture.
Is Pacific Northwest Consulting Engineers's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Providence Health Plam, Standard Insurance Company.
How does Pacific Northwest Consulting Engineers's broker compensation compare with similar employers?
Pacific Northwest Consulting Engineers paid 0.0% of medical premium in commissions and fees. The median for employers with 500-999 participants is 2.7%, and the median in Washington is 1.3%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.