Pacific West Site Services, Inc.
Updated Filing received by DOL
Pacific West Site Services, Inc., an administrative & support services employer in McClellan, California, reported 359 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 10 insurance contracts with no premium reported and $284,351 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on September 17, 2026, within the extension window.
Who was paid on Pacific West Site Services, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Pacific West Site Services, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| USI Insurance Services · Rancho Cordova, CA | $272,898 | $11,395 | $284,293 | 11 |
| Steven Ray Griffin · Birmingham, AL | $59 | $0 | $59 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Unitedhealthcare Insurance Companyhealth, prescription drug, PPO | 196 | — | $204,956 | — |
| Kaiser Foundation Health Plan of the Northwesthealth, prescription drug, HMO | 8 | — | $1,082 | — |
| Delta Dental of Californiadental | 719 | — | $17,850 | — |
| Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.vision | 584 | — | $2,221 | — |
| United Behavioral Health dba Optumcoverage not coded | 201 | — | — | — |
| First Unum Life Insurance Companylife, short-term disability | 351 | — | — | — |
| Provident Life and Accident Insurance Companylife, short-term disability | 14 | — | $888 | — |
| Metropolitan General Insurance Companycoverage not coded | 61 | — | $1,676 | — |
| Unum Life Insurance Company of Americalife, short-term disability, long-term disability | 387 | — | $25,849 | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO | 167 | — | $29,829 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Pacific West Site Services, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 346 | 359 | +3.8% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $313,803 | $284,351 | −9.4% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Pacific West Site Services, Inc. Health and Welfare Plan#505 · insurance, general assets | December 31, 2025 | September 17, 2026 | within extension | 359 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Pacific West Site Services, Inc. pay in health insurance broker commissions in 2025?
Pacific West Site Services, Inc.'s 2025 Form 5500 reports $284,351 in broker commissions and fees across 10 insurance contracts ($272,957 in commissions, $11,394 in fees), with USI Insurance Services receiving the largest share.
Is Pacific West Site Services, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Unitedhealthcare Insurance Company, Kaiser Foundation Health Plan of the Northwest, Kaiser Foundation Health Plan, Inc..
How does Pacific West Site Services, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Pacific West Site Services, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.