Peak Dental Services, LLC
Updated Filing received by DOL a plan year 2025 filing was received July 10, 2026 for 2 of this employer's 2 plans; this record moves to 2025 when all have arrived
Peak Dental Services, LLC, a professional & technical services employer in Colorado Springs, Colorado, reported 451 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows $83,722 in insurance premiums across 1 contract and $32,537 in broker commissions and fees. The plan is self-funded (the employer pays claims itself). The Department of Labor received the filing on March 4, 2026, 140 days after the extended deadline.
Who was paid on Peak Dental Services, LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Peak Dental Services, LLC filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Modern Financial LLC · Colorado Springs, CO | $20,105 | $7,550 | $27,655 | 1 |
| Centerstone Ins & Fin Ser · Dallas, TX | $5,832 | $0 | $5,832 | 1 |
| Paylocity Corporation · Portland, OR | $0 | $0 | $0 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Standard Insurance Companylife | 451 | $83,722 | $32,537 | 38.9% |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Peak Dental Services, LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 434 | 451 | +3.9% |
| Premiums filed | $75,073 | $83,722 | +11.5% |
| Broker commissions + fees | $27,815 | $32,537 | +17.0% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Peak Dental Services Life Plan#502 · filed under DFVCP · insurance | December 31, 2024 | March 4, 2026 | 140 days late | 451 |
| Peak Dental Services, LLC#501 · filed under DFVCP · general assets | December 31, 2024 | March 4, 2026 | 140 days late | 146 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Peak Dental Services, LLC pay in health insurance broker commissions in 2024?
Peak Dental Services, LLC's 2024 Form 5500 reports $32,537 in broker commissions and fees across 1 insurance contracts ($25,937 in commissions, $6,600 in fees), with Modern Financial LLC receiving the largest share.
Is Peak Dental Services, LLC's health plan self-funded or fully insured?
The 2024 filing indicates the plan is self-funded (the employer pays claims itself).
How does Peak Dental Services, LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Peak Dental Services, LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.