Performance Truck
Updated Filing received by DOL
Performance Truck, a transportation — truck & rail employer in Cleveland, Texas, reported 320 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 4 insurance contracts with no premium reported and $46,123 in broker commissions and fees. The plan is self-funded (the employer pays claims itself). The Department of Labor received the filing on June 30, 2026, before the deadline.
Who was paid on Performance Truck's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Performance Truck filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Sherlock Insurance Agency · Beaumont, TX | $30,782 | $0 | $30,782 | 3 |
| Carter Benefits Solutions LLC · Katy, TX | $4,538 | $0 | $4,538 | 1 |
| Dean & Draper Insurance Agency, LP | $0 | $4,517 | $4,517 | 2 |
| Sherlock Ins Agcy Inc · Beaumont, TX | $3,977 | $0 | $3,977 | 1 |
| Darin Potts · Houston, TX | $383 | $141 | $524 | 1 |
| Johanna LYNN Cole · Mauriceville, TX | $519 | $0 | $519 | 1 |
| Jennifer Christine Eskina · Austin, TX | $348 | $0 | $348 | 1 |
| Kenneth Leroy Keith · Port Neches, TX | $209 | $0 | $209 | 1 |
| Ariane Sahree Olivarez · Orange, TX | $143 | $0 | $143 | 1 |
| Deborah a Childress · Doddridge, AR | $96 | $0 | $96 | 1 |
| Timoty Cobb · Barry, TX | $23 | $72 | $95 | 1 |
| Susan B Steele · Nederland, TX | $83 | $0 | $83 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Dearborn Life Insurance Companylife, short-term disability, long-term disability | 323 | — | $20,570 | — |
| Colonial Life & Accident Insurance Companycoverage not coded | 73 | — | $10,824 | — |
| Dearborn Life Insurance Companyvision | 171 | — | $2,758 | — |
| Bluecross Blueshield of Texasdental | 411 | — | $11,971 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Performance Truck compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 344 | 320 | −7.0% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $58,065 | $46,123 | −20.6% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Performance Truck Employee Benefits Plan#501 · insurance, general assets | December 31, 2025 | June 30, 2026 | before deadline | 320 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Performance Truck pay in health insurance broker commissions in 2025?
Performance Truck's 2025 Form 5500 reports $46,123 in broker commissions and fees across 4 insurance contracts ($41,372 in commissions, $4,751 in fees), with Sherlock Insurance Agency receiving the largest share.
Is Performance Truck's health plan self-funded or fully insured?
The 2025 filing indicates the plan is self-funded (the employer pays claims itself).
How does Performance Truck's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Performance Truck because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.