Pessin Katz Law, P.A.
Updated Filing received by DOL
Pessin Katz Law, P.A., a professional & technical services employer in Towson, Maryland, reported 101 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 10 insurance contracts with no premium reported and $68,489 in broker commissions and fees. The plan is self-funded (the employer pays claims itself, with stop-loss coverage from Cigna Health and Life Insurance Company). The Department of Labor received the filing on May 12, 2026, before the deadline.
Who was paid on Pessin Katz Law, P.A.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Pessin Katz Law, P.A. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Tribridge Partners · Columbia, MD | $62,833 | $0 | $62,833 | 9 |
| Employee Benefit Subject Matter Exp · Mount Airy, MD | $3,706 | $0 | $3,706 | 4 |
| The Baldwin Group · Mount Airy, MD | $0 | $1,950 | $1,950 | 4 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Reliancestandard Life Insurance Companylife | 105 | — | $4,910 | — |
| Life Insurance Company of North Americacoverage not coded | 105 | — | $93 | — |
| Janus Associates, Inc. dba BHScoverage not coded | 97 | — | — | — |
| Cigna Health and Life Insurance Companystop-loss | 73 | — | $39,753 | — |
| Life Insurance Company of North Americashort-term disability | 72 | — | $2,668 | — |
| Life Insurance Company of North Americalong-term disability | 105 | — | $3,187 | — |
| Reliancestandard Life Insurance Companylong-term disability | 105 | — | $9,199 | — |
| Reliancestandard Life Insurance Companyshort-term disability | 72 | — | $6,759 | — |
| Reliancestandard Life Insurance Companycoverage not coded | 11 | — | $69 | — |
| Life Insurance Company of North Americalife | 105 | — | $1,851 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Pessin Katz Law, P.A. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Pessin Katz Law, P.A. Employee Benefits Plan#501 · insurance, general assets | December 31, 2025 | May 12, 2026 | before deadline | 101 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Pessin Katz Law, P.A. pay in health insurance broker commissions in 2025?
Pessin Katz Law, P.A.'s 2025 Form 5500 reports $68,489 in broker commissions and fees across 10 insurance contracts ($66,539 in commissions, $1,950 in fees), with Tribridge Partners receiving the largest share.
Is Pessin Katz Law, P.A.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is self-funded (the employer pays claims itself, with stop-loss coverage from Cigna Health and Life Insurance Company).
How does Pessin Katz Law, P.A.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Pessin Katz Law, P.A. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.