Petro 49 & Shoreside Petroleum
Updated Filing received by DOL
Petro 49 & Shoreside Petroleum, a retail — stores, food, auto, clothing employer in Anchorage, Alaska, reported 182 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $124,326 in insurance premiums across 3 contracts and $36,702 in broker commissions and fees. The plan is self-funded (the employer pays claims itself). The Department of Labor received the filing on September 14, 2026, within the extension window.
Who was paid on Petro 49 & Shoreside Petroleum's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Petro 49 & Shoreside Petroleum filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Acrisure · Anchorage, AK | $17,842 | $737 | $18,579 | 3 |
| HUB International · Bothell, WA | $7,110 | $0 | $7,110 | 1 |
| Shoreside Petroleum Inc · Anchorage, AK | $0 | $4,800 | $4,800 | 1 |
| Angela May Ramirez · Wasilla, AK | $1,133 | $773 | $1,906 | 1 |
| Randell LYNN Kruse · Renton, WA | $1,245 | $364 | $1,609 | 1 |
| Pamela Whitfield · Kailua, HI | $1,189 | $0 | $1,189 | 1 |
| Megan Elizabeth Casto · Olympia, WA | $472 | $170 | $642 | 1 |
| Jodi Moylan · Payallup, WA | $423 | $109 | $532 | 1 |
| Frank Thomas Bailey & Other Agents · Anchorage, AK | $164 | $56 | $220 | 1 |
| Mellonease Kirksey · Clarksville, TN | $90 | $25 | $115 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Standard Insurance Companylife, long-term disability | 315 | $124,326 | $22,900 | 18.4% |
| National Union Fire Insurance Company of Pittsburgh, PA.coverage not coded | 315 | — | — | — |
| Colonial Life and Accident Insurance Companylife, short-term disability | 34 | — | $13,802 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Petro 49 & Shoreside Petroleum compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 190 | 182 | −4.2% |
| Premiums filed | $0 | $124,326 | — |
| Broker commissions + fees | $36,952 | $36,702 | −0.7% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Petro 49 & Shoreside Petroleum Health and Welfare Plan#502 · insurance, general assets | December 31, 2025 | September 14, 2026 | within extension | 182 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Petro 49 & Shoreside Petroleum pay in health insurance broker commissions in 2025?
Petro 49 & Shoreside Petroleum's 2025 Form 5500 reports $36,702 in broker commissions and fees across 3 insurance contracts ($29,668 in commissions, $7,034 in fees), with Acrisure receiving the largest share.
Is Petro 49 & Shoreside Petroleum's health plan self-funded or fully insured?
The 2025 filing indicates the plan is self-funded (the employer pays claims itself).
How does Petro 49 & Shoreside Petroleum's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Petro 49 & Shoreside Petroleum because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.