Phoenix International Holdings, Inc.
Updated Filing received by DOL
Phoenix International Holdings, Inc., a construction employer in Largo, Maryland, reported 168 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 9 insurance contracts with no premium reported and $127,778 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 21, 2026, before the deadline.
Who was paid on Phoenix International Holdings, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Phoenix International Holdings, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Corporate Synergies · Camden, NJ | $18,322 | $105,786 | $124,108 | 8 |
| Centro Benefits Research LLC · Beachwood, OH | $2,475 | $619 | $3,094 | 1 |
| Mullaney Enterprises LLC · Columbia, MD | $351 | $52 | $403 | 1 |
| Jennifer E Lubelsky · New York, NY | $71 | $13 | $84 | 1 |
| Pamela Gregg · Upper Marlboro, MD | $28 | $0 | $28 | 1 |
| Walter Thomas Bonilla and Various · Medford, NY | $22 | $4 | $26 | 1 |
| Emlyn Marsteller Iv · Herndon, VA | $17 | $1 | $18 | 1 |
| Greg W Woolley · Montclair, VA | $17 | $0 | $17 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Janus Associates, Inc. dba BHScoverage not coded | 210 | — | — | — |
| Colonial Life & Accident Insurance Companycoverage not coded | 12 | — | $949 | — |
| Eyemed Vision Care on Behalf of the Fidelity Security Life Ins Co.vision | 190 | — | $614 | — |
| Hawaii Medical Service Associationhealth | 13 | — | — | — |
| Legal Resourcescoverage not coded | 31 | — | $412 | — |
| Metropolitan Life Insurance Companydental | 294 | — | $6,774 | — |
| United of Omaha Life Insurance Companylife, short-term disability, long-term disability | 174 | — | $19,782 | — |
| Reliance Standard Life Insurance Companyshort-term disability | 10 | — | $380 | — |
| Unitedhealthcare Insurance Companyhealth, prescription drug | 466 | — | $98,867 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Phoenix International Holdings, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 163 | 168 | +3.1% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $117,992 | $127,778 | +8.3% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Phoenix International Holdings Welfare Benefit Plan#501 · insurance, general assets | December 31, 2025 | July 21, 2026 | before deadline | 168 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Phoenix International Holdings, Inc. pay in health insurance broker commissions in 2025?
Phoenix International Holdings, Inc.'s 2025 Form 5500 reports $127,778 in broker commissions and fees across 9 insurance contracts ($21,303 in commissions, $106,475 in fees), with Corporate Synergies receiving the largest share.
Is Phoenix International Holdings, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Hawaii Medical Service Association, Unitedhealthcare Insurance Company.
How does Phoenix International Holdings, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Phoenix International Holdings, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.