Pigments Services Inc.
Updated Filing received by DOL
Pigments Services Inc., a manufacturing — chemical, wood, plastics employer in Goose Creek, South Carolina, reported 182 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 6 insurance contracts with no premium reported and $271,459 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 25, 2026, before the deadline.
Who was paid on Pigments Services Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Pigments Services Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Onegroup NY Inc · Syracuse, NY | $41,320 | $145,258 | $186,578 | 6 |
| Professional Group Plans, Inc. · Hauppauge, NY | $0 | $62,842 | $62,842 | 2 |
| Archon LLC · Hauppauge, NY | $0 | $22,039 | $22,039 | 4 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Cigna Health and Life Insurance Company and Affiliatesdental, vision, indemnity | 125 | — | $16,163 | — |
| Cigna Health and Life Insurance Companyhealth | 173 | — | $203,365 | — |
| New York Life Group Insurance Company of NYshort-term disability | 159 | — | $26,129 | — |
| New York Life Group Insurance Company of NYlong-term disability | 159 | — | $14,502 | — |
| New York Life Group Insurance Company of NYlife | 107 | — | $10,084 | — |
| New York Life Group Insurance Company of NYcoverage not coded | 84 | — | $1,216 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Pigments Services Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 171 | 182 | +6.4% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $237,620 | $271,459 | +14.2% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Pigments Services Inc. Health and Welfare Plan#501 · insurance, general assets | December 31, 2025 | July 25, 2026 | before deadline | 182 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Pigments Services Inc. pay in health insurance broker commissions in 2025?
Pigments Services Inc.'s 2025 Form 5500 reports $271,459 in broker commissions and fees across 6 insurance contracts ($41,320 in commissions, $230,139 in fees), with Onegroup NY Inc receiving the largest share.
Is Pigments Services Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Cigna Health and Life Insurance Company.
How does Pigments Services Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Pigments Services Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.