Rackley Roofing Company, Inc
Updated Filing received by DOL
Rackley Roofing Company, Inc, a construction employer in Carthage, Tennessee, reported 162 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 3 insurance contracts with no premium reported and $46,708 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on February 25, 2026, before the deadline.
Who was paid on Rackley Roofing Company, Inc's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Rackley Roofing Company, Inc filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Austin L Madison · Nashville, TN | $35,413 | $0 | $35,413 | 1 |
| HUB International · Nashville, TN | $4,426 | $1,550 | $5,976 | 2 |
| Douglas Allen Freeman · Gallatin, TN | $3,102 | $0 | $3,102 | 1 |
| Joseph Lacher · Nashville, TN | $1,590 | $0 | $1,590 | 1 |
| William Richard Kyzer · Hermitage, TN | $141 | $60 | $201 | 1 |
| Nicholas Moor Weissfeld · Knoxville, TN | $121 | $35 | $156 | 1 |
| Daniel James Perkins · Brentwood, TN | $130 | $0 | $130 | 1 |
| Benefoundry Inc · Antioch, TN | $51 | $15 | $66 | 1 |
| Lvi Benefits Services LLC · Clarksville, TN | $37 | $0 | $37 | 1 |
| Sheila a Shell · Goodlettsville, TN | $30 | $0 | $30 | 2 |
| Lisa Jennette Underhill · Brentwood, TN | $4 | $0 | $4 | 1 |
| Elite Administration · Greer, SC | $2 | $0 | $2 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Bluecross Blueshield of Tennessee, Inc.health, dental, vision, prescription drug, PPO | 195 | — | $40,106 | — |
| Colonial Life & Accident Insurance Companyshort-term disability | 9 | — | $1,062 | — |
| United of Omaha Life Insurance Companylife | 109 | — | $5,540 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Rackley Roofing Company, Inc compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 115 | 162 | +40.9% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $39,760 | $46,708 | +17.5% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Rackley Roofing Company, Inc. Wrap#520 · insurance, general assets | August 31, 2025 | February 25, 2026 | before deadline | 162 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Rackley Roofing Company, Inc pay in health insurance broker commissions in 2024?
Rackley Roofing Company, Inc's 2024 Form 5500 reports $46,708 in broker commissions and fees across 3 insurance contracts ($45,048 in commissions, $1,660 in fees), with Austin L Madison receiving the largest share.
Is Rackley Roofing Company, Inc's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Bluecross Blueshield of Tennessee, Inc..
How does Rackley Roofing Company, Inc's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Rackley Roofing Company, Inc because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.