Red Lobster Management LLC
Updated Filing received by DOL
Red Lobster Management LLC, an accommodation & food services employer in Orlando, Florida, reported 9,064 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows 30 insurance contracts with no premium reported and $101,597 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 13, 2025, within the extension window.
Who was paid on Red Lobster Management LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Red Lobster Management LLC filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| EPIC Insurance Brokers | $101,597 | $0 | $101,597 | 6 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
The 24 largest of 30 contracts reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Delta Dental Insurance Companydental | 4,244 | — | $5,475 | — |
| Eyemed Vision Carevision | 4,103 | — | — | — |
| Kaiser Foundation Health Planhealth | 16 | — | — | — |
| Kaiser Health Foundation of Hawaiihealth | 68 | — | — | — |
| Lincoln National Life Insurance Companylife, short-term disability, long-term disability | 5,287 | — | $16,202 | — |
| Kaiser Foundation Health Plan of Georgiahealth | 42 | — | — | — |
| Kaiser Foundation Health Plan of Mid-Atlantichealth | — | — | — | — |
| Kaiser Foundation Health Plan Inc. North Carolinahealth | — | — | — | — |
| Kaiser Foundation Health Plan of the Northwesthealth | — | — | — | — |
| Kaiser Foundation Health Plan Inc. Southern Californiahealth | — | — | — | — |
| Kaiser Foundation Health Plan of the Northwesthealth, HMO | 7 | — | — | — |
| Kaiser Foundation Health Plan Inc. Southern Californiahealth, HMO | 43 | — | — | — |
| Lincoln National Life Insurance Companylife, short-term disability, long-term disability | 5,412 | — | $30,336 | — |
| Eyemed Vision Carevision | — | — | — | — |
| Kaiser Foundation Health Plan of Georgiahealth, HMO | 25 | — | — | — |
| Kaiser Foundation Health Plan of Hawaiihealth, HMO | 41 | — | — | — |
| Kaiser Foundation Heath Plan of the Mid-Atlantichealth, HMO | 269 | — | — | — |
| Kaiser Foundation Health Plan Inc. North Californiahealth, HMO | 35 | — | — | — |
| Delta Dental Insurance Companydental, HMO, PPO | 3,204 | — | $17,616 | — |
| Kaiser Foundation Health Plan of Colorodohealth, HMO | 10 | — | — | — |
| Delta Dental Insurance Companydental, HMO, PPO | 2,136 | — | $11,744 | — |
| Kaiser Foundation Health Plan of Coloradohealth, HMO | 6 | — | — | — |
| Kaiser Foundation Health Plan of Georgiahealth, HMO | 16 | — | — | — |
| Kaiser Foundation of Hawaiihealth, HMO | 27 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Red Lobster Management LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 2,549 | 9,064 | +255.6% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $185,858 | $101,597 | −45.3% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Red Lobster Management Health and Welfare Plan#503 · insurance | December 31, 2024 | October 13, 2025 | within extension | 9,064 |
| Red Lobster Management LLC Group Life and Health Plan for Salaried Employees#502 · final filing · insurance, general assets | September 30, 2024 | July 14, 2025 | within extension | 2,549 |
| Red Lobster Management LLC Group Life and Health Plan for Restaurant Team Members#501 · final filing · insurance, general assets | September 30, 2024 | July 14, 2025 | within extension | 1,404 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Red Lobster Management LLC pay in health insurance broker commissions in 2024?
Red Lobster Management LLC's 2024 Form 5500 reports $101,597 in broker commissions and fees across 30 insurance contracts ($101,597 in commissions, $0 in fees), with EPIC Insurance Brokers receiving the largest share.
Is Red Lobster Management LLC's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Kaiser Foundation Health Plan, Kaiser Health Foundation of Hawaii, Kaiser Foundation Health Plan of Georgia.
How does Red Lobster Management LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Red Lobster Management LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.