BenefitsLedger
Employer health plan record · Plan year 2024 · Form 5500

Redpath and Company LTD Redpath and Company LTD

Professional & technical services · ST Paul, Minnesota · EIN ending 5573

Updated Filing received by DOL

Redpath and Company LTD Redpath and Company LTD, a professional & technical services employer in ST Paul, Minnesota, reported 153 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 4 insurance contracts with no premium reported and $76,618 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on May 23, 2025, before the deadline.

Participants
153
+9.3% vs 2023
Premiums filed
none
premium not reported on 1 medical contract
Broker commissions + fees
$76,618
+4.9% vs 2023
Commission rate
n/a
needs insured medical premium

Who was paid on Redpath and Company LTD Redpath and Company LTD's plan

Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Redpath and Company LTD Redpath and Company LTD filed for 2024.

Broker or agentCommissionsFeesTotalContracts
KNW Group LLC · Plymouth, MN$73,018$0$73,0183
NFP · Plymouth, MN$1,309$842$2,1512
Watchtower Technologies Inc · Chicago, IL$1,101$0$1,1011
Laura E Selken · Rogers, MN$268$0$2681
Lawton Benefits Group LLC · Somerset, WI$80$0$801

Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.

Insurance contracts and carriers

Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.

Carrier · coverageCoveredPremiumBroker payRate
Prepaid Legal Services d/b/a Legalshieldcoverage not coded41—$599—
Fidelity Security Life Insurance Companyvision174—$1,309—
Sun Life Assurance Co of Canadalife, short-term disability, long-term disability200—$12,957—
United Healthcarehealth194—$61,753—

Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.

How Redpath and Company LTD Redpath and Company LTD compares

Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.

Broker commissions + fees, dollars
Redpath and Company LTD Redpath and Company LTD
$76,618
Commission rate, % of medical premium

Not computable: no insured medical premium on the filing.

Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.

Year over year

$73,021$76,618Broker pay20232024
Redpath and Company LTD Redpath and Company LTD: premiums and broker commissions + fees, 2023 vs 2024
20232024Change
Participants140153+9.3%
Premiums filed$0$0not comparable
Broker commissions + fees$73,021$76,618+4.9%
Commission rate———

Source: DOL Form 5500 filings for plan years 2023 and 2024.

Filings and timeliness

Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.

PlanPlan year endReceived by DOLTimingParticipants
Redpath and Company, LTD Group Benefits Wrap Plan#501 · insurance, general assetsDecember 31, 2024May 23, 2025before deadline153

Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.

How much did Redpath and Company LTD Redpath and Company LTD pay in health insurance broker commissions in 2024?

Redpath and Company LTD Redpath and Company LTD's 2024 Form 5500 reports $76,618 in broker commissions and fees across 4 insurance contracts ($75,776 in commissions, $842 in fees), with KNW Group LLC receiving the largest share.

Is Redpath and Company LTD Redpath and Company LTD's health plan self-funded or fully insured?

The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by United Healthcare.

How does Redpath and Company LTD Redpath and Company LTD's broker compensation compare with similar employers?

A commission-to-premium ratio cannot be computed for Redpath and Company LTD Redpath and Company LTD because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.

Get the full write-up

Send the full findings to your inbox.

A specialist writes up every finding for Redpath and Company LTD Redpath and Company LTD with the methodology and public-source citations, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.

We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.

Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.