Reyes Holdings, LLC
Updated Filing received by DOL
Reyes Holdings, LLC, a transportation — truck & rail employer in Rosemont, Illinois, reported 24,606 participants in its health and welfare plans for plan year 2025. Its Form 5500 shows $1.7M in insurance premiums across 15 contracts and $889,070 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 13, 2026, before the deadline.
Who was paid on Reyes Holdings, LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Reyes Holdings, LLC filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Willis Towers Watson · Chicago, IL | $420,721 | $155,779 | $576,500 | 5 |
| HUB International · Culver City, CA | $104,722 | $0 | $104,722 | 1 |
| GCG Financial LLC · Deerfield, IL | $84,678 | $9,070 | $93,748 | 2 |
| Marsh McLennan Agency · Boston, MA | $84,100 | $6,929 | $91,029 | 3 |
| Plexus Groupe LLC the · Deer Park, IL | $16,489 | $0 | $16,489 | 1 |
| The Boon Insurance Agency Inc · Itasca, IL | $0 | $3,517 | $3,517 | 1 |
| Benefit Advisors Network · Beachwood, OH | $0 | $2,719 | $2,719 | 2 |
| Optavise LLC · Birmingham, AL | $242 | $0 | $242 | 1 |
| USI Insurance Services · Cincinnati, OH | $104 | $0 | $104 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| University Health Alliancehealth, vision, prescription drug | 396 | $1.7M | — | — |
| Unitedhealthcare Insurance Companyhealth | 25 | — | $20,006 | — |
| Hartford Life and Accidentlife, short-term disability, long-term disability | 23,524 | — | $457,032 | — |
| Kaiser Foundation Health Plan, Inc.health | 1,171 | — | — | — |
| Hartford Life and Accidentcoverage not coded | 4,796 | — | $63,550 | — |
| Metlife Legal Planscoverage not coded | 3,000 | — | $53,683 | — |
| Mediexcel Health Planhealth, HMO | 232 | — | — | — |
| Blue Cross Blue Shield of Floridahealth, prescription drug, HMO | — | — | — | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO | 1,932 | — | — | — |
| Reliastar Life Insurance Companycoverage not coded | 18,489 | — | $104,722 | — |
| Provident Life and Accident Insurance Companylong-term disability | 30 | — | $22,691 | — |
| Provident Life and Accident Insurance Companylong-term disability | 90 | — | $73,776 | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug | 147 | — | $30,533 | — |
| Sierra Health and Life Insurance Company, Inchealth | 24 | — | — | — |
| Trustmark Insurance Companycoverage not coded | 243 | — | $63,077 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Reyes Holdings, LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Premium per covered person on medical contracts: $4,310 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 24,510 | 24,606 | +0.4% |
| Premiums filed | $1,918,549 | $1,706,947 | not comparable |
| Broker commissions + fees | $883,716 | $889,070 | +0.6% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Reyes Holdings Health and Welfare Plan#501 · insurance, general assets | December 31, 2025 | July 13, 2026 | before deadline | 24,606 |
| Reyes Holdings, LLC Texas Occupational Injury Benefit Plan#509 · general assets | December 31, 2025 | June 19, 2026 | before deadline | 1,219 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Reyes Holdings, LLC pay in health insurance broker commissions in 2025?
Reyes Holdings, LLC's 2025 Form 5500 reports $889,070 in broker commissions and fees across 15 insurance contracts ($711,056 in commissions, $178,014 in fees), with Willis Towers Watson receiving the largest share.
Is Reyes Holdings, LLC's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by University Health Alliance, Unitedhealthcare Insurance Company, Kaiser Foundation Health Plan, Inc..
How does Reyes Holdings, LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Reyes Holdings, LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.