Robert Morris University
Updated Filing received by DOL
Robert Morris University, an education services employer in Moon Township, Pennsylvania, reported 380 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $236,425 in insurance premiums across 9 contracts and $7,362 in broker commissions and fees. The plan is self-funded (the employer pays claims itself, with stop-loss coverage from UPMC Health Benefits). The Department of Labor received the filing on December 9, 2025, before the deadline.
Who was paid on Robert Morris University's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Robert Morris University filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Benefits Network Inc. · San Francisco, CA | $5,065 | $0 | $5,065 | 2 |
| Henderson Brothers, Inc. · Pittsburgh, PA | $2,267 | $30 | $2,297 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Standard Insurance Companylong-term disability | 490 | $122,648 | — | — |
| Standard Insurance Companylife | 617 | $113,777 | — | — |
| UPMC Health Benefitsvision | 44 | — | — | — |
| UPMC Health Benefitsdental | 46 | — | — | — |
| UPMC Health Benefitsstop-loss | 829 | — | — | — |
| UPMC Health Benefitsdental, vision | 834 | — | — | — |
| Reliastar Life Insurance Companycoverage not coded | 90 | — | $7,170 | — |
| Zurich American Insurance Companycoverage not coded | — | — | $162 | — |
| Metlife Legal Planscoverage not coded | 23 | — | $30 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Robert Morris University compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 382 | 380 | −0.5% |
| Premiums filed | $289,310 | $236,425 | −18.3% |
| Broker commissions + fees | $7,765 | $7,362 | −5.2% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Robert Morris University Health and Welfare Benefits Plan#511 · insurance, general assets | May 31, 2025 | December 9, 2025 | before deadline | 380 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Robert Morris University pay in health insurance broker commissions in 2024?
Robert Morris University's 2024 Form 5500 reports $7,362 in broker commissions and fees across 9 insurance contracts ($7,332 in commissions, $30 in fees), with Benefits Network Inc. receiving the largest share.
Is Robert Morris University's health plan self-funded or fully insured?
The 2024 filing indicates the plan is self-funded (the employer pays claims itself, with stop-loss coverage from UPMC Health Benefits).
How does Robert Morris University's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Robert Morris University because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
Send the full findings to your inbox.
A specialist writes up every finding for Robert Morris University with the methodology and public-source citations, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.
Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.