Robinson Industries, Inc
Updated Filing received by DOL
Robinson Industries, Inc, a manufacturing — chemical, wood, plastics employer in Coleman, Michigan, reported 131 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $716,190 in insurance premiums across 4 contracts and $35,580 in broker commissions and fees, 3.7% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on June 22, 2026, before the deadline.
Who was paid on Robinson Industries, Inc's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Robinson Industries, Inc filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Kevin Mannor · Saginaw, MI | $26,807 | $0 | $26,807 | 2 |
| Manor Financial Group · Saginaw, MI | $3,829 | $0 | $3,829 | 1 |
| DMC Benefits, Inc · Westlake, OH | $2,194 | $0 | $2,194 | 1 |
| Strategic Benefits Netwrork LLC · East Lansing, MI | $0 | $1,544 | $1,544 | 1 |
| Mannor Financial Group · Saginaw, MI | $1,206 | $0 | $1,206 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Blue Cross Blue Shield of Michiganhealth, prescription drug, stop-loss | 261 | $636,174 | $23,779 | 3.7% |
| Delta Dental of Michigandental | 190 | $80,016 | $6,766 | 8.5% |
| Vision Service Planvision | 113 | — | $1,206 | — |
| American United Life Insurance Companylife, short-term disability | 139 | — | $3,829 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Robinson Industries, Inc compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $2,437 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 131 | 131 | +0.0% |
| Premiums filed | $1,148,244 | $716,190 | −37.6% |
| Broker commissions + fees | $49,384 | $35,580 | −28.0% |
| Commission rate | 3.7% | 3.7% | +0.1 pts |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Robinson Industries, Inc. Welfare Plan#501 · insurance, general assets | December 31, 2025 | June 22, 2026 | before deadline | 131 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Robinson Industries, Inc pay in health insurance broker commissions in 2025?
Robinson Industries, Inc's 2025 Form 5500 reports $35,580 in broker commissions and fees across 4 insurance contracts ($34,036 in commissions, $1,544 in fees), with Kevin Mannor receiving the largest share.
Is Robinson Industries, Inc's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross Blue Shield of Michigan.
How does Robinson Industries, Inc's broker compensation compare with similar employers?
Robinson Industries, Inc paid 3.7% of medical premium in commissions and fees. The median for employers with 100-199 participants is 4.2%, and the median in Michigan is 3.2%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.