S&K Plumbing of Fort Worth, Inc.
Updated Filing received by DOL
S&K Plumbing of Fort Worth, Inc., a construction employer in Haltom City, Texas, reported 118 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 1 insurance contract with no premium reported and $94,290 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on June 11, 2026, before the deadline.
Who was paid on S&K Plumbing of Fort Worth, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract S&K Plumbing of Fort Worth, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Custom Design Employee Benefits Inc · Weatherford, TX | $33,237 | $0 | $33,237 | 1 |
| Janice Kaye Stanfield · Aledo, TX | $33,237 | $0 | $33,237 | 1 |
| Foster Benefit Resources Inc. · Dallas, TX | $0 | $14,033 | $14,033 | 1 |
| Dallas Insurance Exchange · Dallas, TX | $0 | $13,906 | $13,906 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Unitedhealthcare Insurance Companyhealth, dental, vision, life, short-term disability, long-term disability | 167 | — | $94,290 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How S&K Plumbing of Fort Worth, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| S&K Plumbing of Fort Worth, Inc. Benefit Plan#502 · final filing · insurance | December 31, 2025 | June 11, 2026 | before deadline | 118 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did S&K Plumbing of Fort Worth, Inc. pay in health insurance broker commissions in 2025?
S&K Plumbing of Fort Worth, Inc.'s 2025 Form 5500 reports $94,290 in broker commissions and fees across 1 insurance contracts ($66,351 in commissions, $27,939 in fees), with Custom Design Employee Benefits Inc receiving the largest share.
Is S&K Plumbing of Fort Worth, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Unitedhealthcare Insurance Company.
How does S&K Plumbing of Fort Worth, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for S&K Plumbing of Fort Worth, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
Send the full findings to your inbox.
A specialist writes up every finding for S&K Plumbing of Fort Worth, Inc. with the methodology and public-source citations, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.
Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.