BenefitsLedger
Employer health plan record · Plan year 2025 (latest filing) · Form 5500

Savvas Learning Company LLC

Education services · Paramus, New Jersey · EIN ending 6641

Updated Filing received by DOL

Savvas Learning Company LLC, an education services employer in Paramus, New Jersey, reported 1,608 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $2.5M in insurance premiums across 18 contracts and no broker compensation. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on August 21, 2026, within the extension window.

Participants
1,608
−0.3% vs 2024
Premiums filed
$2.5M
+804.1% vs 2024
Broker commissions + fees
none
not reported
Commission rate
n/a
needs insured medical premium

Insurance contracts and carriers

Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.

Carrier · coverageCoveredPremiumBroker payRate
Delta Dental of New Jersey, Incdental2,810$1.4M——
Partnerre America Insurance Cocoverage not coded1,310$895,450——
Vision Service Planvision1,166$274,712——
Prudential Insurance Company of Americalife652———
Prudential Insurance Company of Americacoverage not coded254———
Prudential Insurance Company of Americalife265———
Prudential Insurance Company of Americashort-term disability1,550———
Prudential Insurance Company of Americashort-term disability340———
Prudential Insurance Company of Americacoverage not coded134———
Prudential Insurance Company of Americacoverage not coded2———
Cigna Health and Life Insurance Company and Affiliatesdental2,739———
Hawaii Medical Service Associationcoverage not coded2———
Prudential Insurance Company of Americacoverage not coded82———
Prudential Insurance Company of Americalife1,535———
Prudential Insurance Company of Americalong-term disability1,550———
Prudential Insurance Company of Americalong-term disability371———
Prudential Insurance Company of Americacoverage not coded82———
Prudential Insurance Company of Americacoverage not coded682———

Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.

How Savvas Learning Company LLC compares

Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.

Broker commissions + fees, dollars
Savvas Learning Company LLC
$0
Commission rate, % of medical premium

Not computable: no insured medical premium on the filing.

Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.

Year over year

$279,995$2.5MPremiums$19,815$0Broker pay20242025
Savvas Learning Company LLC: premiums and broker commissions + fees, 2024 vs 2025
20242025Change
Participants1,6131,608−0.3%
Premiums filed$279,995$2,531,295+804.1%
Broker commissions + fees$19,815$0—
Commission rate———

Source: DOL Form 5500 filings for plan years 2024 and 2025.

Filings and timeliness

Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.

PlanPlan year endReceived by DOLTimingParticipants
Savvas Learning Company LLC Health & Welfare Plan#501 · insuranceDecember 31, 2025August 21, 2026within extension1,608

Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.

How much did Savvas Learning Company LLC pay in health insurance broker commissions in 2025?

Savvas Learning Company LLC's 2025 Form 5500 reports no broker commissions or fees on Schedule A. Self-funded plans often pay consultants directly, which the public filing does not always capture.

Is Savvas Learning Company LLC's health plan self-funded or fully insured?

The 2025 filing indicates the plan is fully insured (an insurance carrier pays claims).

How does Savvas Learning Company LLC's broker compensation compare with similar employers?

A commission-to-premium ratio cannot be computed for Savvas Learning Company LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.

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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.