Sawdey Solution Services, Inc.
Updated Filing received by DOL
Sawdey Solution Services, Inc., a professional & technical services employer in Beavercreek, Ohio, reported 201 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $104,099 in insurance premiums across 7 contracts and $100,446 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on September 24, 2025, before the deadline.
Who was paid on Sawdey Solution Services, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Sawdey Solution Services, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| McGohan Brabender, Inc. · Dayton, OH | $96,837 | $3,609 | $100,446 | 7 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Superior Dental Caredental | 181 | $104,099 | $10,232 | 9.8% |
| Community Insurance Compnayhealth, vision, PPO | 415 | — | $38,945 | — |
| Delaware American Life Insurance Americalife, long-term disability | 13 | — | $2,380 | — |
| Cignahealth, dental, vision | 10 | — | $20,202 | — |
| Anthem Life Insurance Companylife | 289 | — | $12,442 | — |
| Anthem Life Insurance Companylong-term disability | 121 | — | $8,661 | — |
| Anthem Life Insurance Companyshort-term disability | 154 | — | $7,584 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Sawdey Solution Services, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 217 | 201 | −7.4% |
| Premiums filed | $0 | $104,099 | not comparable |
| Broker commissions + fees | $101,279 | $100,446 | −0.8% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Sawdey Solution Services, Inc. Employee Benefit Plan#501 · insurance | March 31, 2025 | September 24, 2025 | before deadline | 201 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Sawdey Solution Services, Inc. pay in health insurance broker commissions in 2024?
Sawdey Solution Services, Inc.'s 2024 Form 5500 reports $100,446 in broker commissions and fees across 7 insurance contracts ($96,837 in commissions, $3,609 in fees), with McGohan Brabender, Inc. receiving the largest share.
Is Sawdey Solution Services, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Community Insurance Compnay, Cigna.
How does Sawdey Solution Services, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Sawdey Solution Services, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.