SBL Freightliner, LLC
Updated Filing received by DOL
SBL Freightliner, LLC, a transportation — truck & rail employer in Pompano Beach, Florida, reported 276 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 6 insurance contracts with no premium reported and $105,358 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on February 12, 2026, before the deadline.
Who was paid on SBL Freightliner, LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract SBL Freightliner, LLC filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Adams Benefit Corporation · Boca Raton, FL | $30,368 | $1,263 | $31,631 | 4 |
| National Agency Solutions LLC · Sarasota, FL | $30,003 | $0 | $30,003 | 1 |
| Higginbotham · Fort Worth, TX | $17,705 | $0 | $17,705 | 4 |
| David Blair Adams · Boca Raton, FL | $10,468 | $0 | $10,468 | 2 |
| Carole J Casella · Palm Beach Gardens, FL | $3,935 | $334 | $4,269 | 2 |
| Creative Benefit Consultants, Inc. · Boca Raton, FL | $1,847 | $1,032 | $2,879 | 2 |
| LYNN Marie Barry · Langhorne, PA | $1,548 | $365 | $1,913 | 2 |
| Robert Hylton · Jupiter, FL | $1,190 | $120 | $1,310 | 2 |
| Christina Bieber · Palm Beach Gardens, FL | $876 | $32 | $908 | 1 |
| Yesenia Henohe Osorio · Wellington, FL | $746 | $157 | $903 | 2 |
| Carleigh Gordan · Exeter, RI | $697 | $35 | $732 | 1 |
| Joseph Staltare · Boca Raton, FL | $422 | $252 | $674 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Colonial Life & Accident Insurance Companycoverage not coded | 90 | — | $19,261 | — |
| Sun Life Assurance Company of Canadadental, vision, life | 252 | — | $14,402 | — |
| United of Omaha Life Insurance Companyshort-term disability | 33 | — | $3,600 | — |
| United of Omaha Life Insurance Companylong-term disability | 62 | — | $7,335 | — |
| American Public Life Insurance Companyhealth | 143 | — | $54,004 | — |
| Colonial Life & Accident Insurance Companycoverage not coded | 19 | — | $6,756 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How SBL Freightliner, LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 166 | 276 | +66.3% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $55,128 | $105,358 | +91.1% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| SBL Freightliner, LLC Welfare Plan#501 · insurance, general assets | July 31, 2025 | February 12, 2026 | before deadline | 276 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did SBL Freightliner, LLC pay in health insurance broker commissions in 2024?
SBL Freightliner, LLC's 2024 Form 5500 reports $105,358 in broker commissions and fees across 6 insurance contracts ($101,530 in commissions, $3,828 in fees), with Adams Benefit Corporation receiving the largest share.
Is SBL Freightliner, LLC's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by American Public Life Insurance Company.
How does SBL Freightliner, LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for SBL Freightliner, LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.