Scale Capital Management LLC
Updated Filing received by DOL
Scale Capital Management LLC, a professional & technical services employer in Phoenix, Arizona, reported 179 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 7 insurance contracts with no premium reported and $18,408 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on July 2, 2026, before the deadline.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Aetna Health, Inc.health, HMO | 29 | — | — | — |
| Aetna Life Insurance Co.health, dental, vision | 159 | — | $3,037 | — |
| Aetna Behavioral Health, LLCcoverage not coded | 228 | — | — | — |
| Metropolitan Life Insurance Companydental, vision, life, short-term disability, long-term disability, HMO | 177 | — | $9,707 | — |
| Kaiser Foundation Health Plan of the Northwesthealth | 40 | — | $5,370 | — |
| Safeguard Health Plans, Inc. a California Corporationdental, HMO | 1 | — | $21 | — |
| Kaiser Foundation Health Plan of the Northwesthealth | 1 | — | $273 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Scale Capital Management LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 215 | 179 | −16.7% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $21,699 | $18,408 | −15.2% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Scale Capital Management LLC dba Scale Hro Employee Benefits Plan#501 · insurance | December 31, 2025 | July 2, 2026 | before deadline | 179 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Scale Capital Management LLC pay in health insurance broker commissions in 2025?
Scale Capital Management LLC's 2025 Form 5500 reports $18,408 in broker commissions and fees across 7 insurance contracts ($18,408 in commissions, $0 in fees).
Is Scale Capital Management LLC's health plan self-funded or fully insured?
The 2025 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Aetna Health, Inc., Aetna Life Insurance Co., Kaiser Foundation Health Plan of the Northwest.
How does Scale Capital Management LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Scale Capital Management LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.