Scott Construction Co., Inc.
Updated Filing received by DOL
Scott Construction Co., Inc., a construction employer in Lake Delton, Wisconsin, reported 130 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 3 insurance contracts with no premium reported and $24,165 in broker commissions and fees. The plan is self-funded (the employer pays claims itself). The Department of Labor received the filing on July 31, 2026, before the deadline.
Who was paid on Scott Construction Co., Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Scott Construction Co., Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Schwarz Insurance Agency Inc · Prairie Du Sac, WI | $15,645 | $1,709 | $17,354 | 2 |
| Gis Benefits Inc. · Morris, IL | $3,505 | $1,367 | $4,872 | 2 |
| Home Office Tpa Pays Commission · Lincoln, NE | $1,939 | $0 | $1,939 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Reliance Standard Life Insurance Companyvision | 206 | — | $1,939 | — |
| Reliance Standard Life Insurance Companylife | 126 | — | $15,205 | — |
| Reliance Standard Life Insurance Companylong-term disability | 120 | — | $7,021 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Scott Construction Co., Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 148 | 130 | −12.2% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $19,268 | $24,165 | +25.4% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Scott Construction Co., Inc. Group Hospital and Life Insurance Plan#501 · insurance, general assets | April 30, 2026 | July 31, 2026 | before deadline | 130 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Scott Construction Co., Inc. pay in health insurance broker commissions in 2025?
Scott Construction Co., Inc.'s 2025 Form 5500 reports $24,165 in broker commissions and fees across 3 insurance contracts ($21,089 in commissions, $3,076 in fees), with Schwarz Insurance Agency Inc receiving the largest share.
Is Scott Construction Co., Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is self-funded (the employer pays claims itself).
How does Scott Construction Co., Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Scott Construction Co., Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.