Security Police Fire Professionals of America
Updated Filing received by DOL
Security Police Fire Professionals of America, an other services employer in Roseville, Michigan, reported 3,879 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 4 insurance contracts with no premium reported and $286,976 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on January 14, 2026, within the extension window.
Who was paid on Security Police Fire Professionals of America's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Security Police Fire Professionals of America filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Acrisure · Double Oak, TX | $53,393 | $52,343 | $105,736 | 1 |
| Cowden Associates Inc · Pittsburgh, PA | $0 | $77,840 | $77,840 | 1 |
| Filice Insurance Services LLC · Campbell, CA | $67,719 | $0 | $67,719 | 2 |
| Elliot N Dinkin · Pittsburgh, PA | $35,681 | $0 | $35,681 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Hartford Life and Accidentlife, short-term disability, long-term disability | 1,101 | — | $105,736 | — |
| Kaiser Foundation Health Plan IncHMO | 238 | — | $58,492 | — |
| Kaiser Foundation Health Plan IncHMO | 21 | — | $9,227 | — |
| Blue Cross & Blue Shield of Michiganhealth, prescription drug, stop-loss | 5,010 | — | $113,521 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Security Police Fire Professionals of America compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 5,835 | 3,879 | −33.5% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $368,388 | $286,976 | −22.1% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Security Police Fire Professionals of America and Participating Employers Health and Welfare Plan#501 · insurance, general assets, trust | March 31, 2025 | January 14, 2026 | within extension | 3,879 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Security Police Fire Professionals of America pay in health insurance broker commissions in 2024?
Security Police Fire Professionals of America's 2024 Form 5500 reports $286,976 in broker commissions and fees across 4 insurance contracts ($156,793 in commissions, $130,183 in fees), with Acrisure receiving the largest share.
Is Security Police Fire Professionals of America's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross & Blue Shield of Michigan.
How does Security Police Fire Professionals of America's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Security Police Fire Professionals of America because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
Send the full findings to your inbox.
A specialist writes up every finding for Security Police Fire Professionals of America with the methodology and public-source citations, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.
Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.