Shoe Sensation, Inc.
Updated Filing received by DOL
Shoe Sensation, Inc., a retail — stores, food, auto, clothing employer in Jeffersonville, Indiana, reported 580 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $282,843 in insurance premiums across 4 contracts and $47,245 in broker commissions and fees. The plan is self-funded (the employer pays claims itself). The Department of Labor received the filing on September 14, 2026, before the deadline.
Who was paid on Shoe Sensation, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Shoe Sensation, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Brown & Brown · Carmel, IN | $38,989 | $37 | $39,026 | 6 |
| Bswift, LLC · Minneapolis, MN | $0 | $5,936 | $5,936 | 2 |
| Crumdale Specialty · Paoli, PA | $0 | $2,256 | $2,256 | 1 |
| Marsh McLennan Agency · King of Prussia, PA | $0 | $27 | $27 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Standard Insurance Companydental, vision, life, short-term disability, long-term disability | 767 | $282,843 | $38,823 | 13.7% |
| Standard Insurance Companyindemnity | 80 | — | $5,193 | — |
| Metropolitan General Insurance Companycoverage not coded | 27 | — | $973 | — |
| Pan-American Life Insurance Companylife | 194 | — | $2,256 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Shoe Sensation, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 556 | 580 | +4.3% |
| Premiums filed | $107,607 | $282,843 | +162.8% |
| Broker commissions + fees | $81,553 | $47,245 | −42.1% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Shoe Sensation Inc Health and Welfare Plan#501 · insurance, general assets | February 28, 2026 | September 14, 2026 | before deadline | 580 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Shoe Sensation, Inc. pay in health insurance broker commissions in 2025?
Shoe Sensation, Inc.'s 2025 Form 5500 reports $47,245 in broker commissions and fees across 4 insurance contracts ($38,989 in commissions, $8,256 in fees), with Brown & Brown receiving the largest share.
Is Shoe Sensation, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is self-funded (the employer pays claims itself).
How does Shoe Sensation, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Shoe Sensation, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.