Sigma Defense
Updated Filing received by DOL
Sigma Defense, a professional & technical services employer in Perry, Georgia, reported 712 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 5 insurance contracts with no premium reported and $297,244 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 30, 2026, before the deadline.
Who was paid on Sigma Defense's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Sigma Defense filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| HUB International · Albuquerque, NM | $194,450 | $36,416 | $230,866 | 5 |
| Lockton · Dallas, TX | $31,331 | $9,340 | $40,671 | 4 |
| Gis Benefits · Morris, IL | $0 | $25,663 | $25,663 | 1 |
| Cadence Insurance · Unknown, GA | $44 | $0 | $44 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Starmount Life Insurance Companydental, vision | 525 | — | $102,098 | — |
| Hartford Accident and Life Insurancehealth, prescription drug | 92 | — | $2,697 | — |
| Cigna Health and Life Insurance Companyhealth, dental | 22 | — | $15,075 | — |
| Unum Life Insurance Company of Americalife, short-term disability, long-term disability | 692 | — | $139,927 | — |
| Unum Insurance Companycoverage not coded | 351 | — | $37,447 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Sigma Defense compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Sigma Defense Systems Health and Welfare Plan#503 · insurance, general assets | December 31, 2025 | July 30, 2026 | before deadline | 712 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Sigma Defense pay in health insurance broker commissions in 2025?
Sigma Defense's 2025 Form 5500 reports $297,244 in broker commissions and fees across 5 insurance contracts ($225,825 in commissions, $71,419 in fees), with HUB International receiving the largest share.
Is Sigma Defense's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Hartford Accident and Life Insurance, Cigna Health and Life Insurance Company.
How does Sigma Defense's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Sigma Defense because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.