Sonny's Enterprises
Updated Filing received by DOL
Sonny's Enterprises, a manufacturing — metal, equipment, transportation employer in Tamarac, Florida, reported 1,624 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 8 insurance contracts with no premium reported and $454,181 in broker commissions and fees. The plan is self-funded (the employer pays claims itself). The Department of Labor received the filing on June 22, 2026, before the deadline.
Who was paid on Sonny's Enterprises's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Sonny's Enterprises filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Patriot Growth · West Palm BCH, FL | $263,028 | $0 | $263,028 | 7 |
| Insurance Office of America Inc · West Palm Beach, FL | $153,916 | $0 | $153,916 | 8 |
| Fmlasource Inc · Chicago, IL | $0 | $33,274 | $33,274 | 1 |
| Barry Olfern and Assoc Inc · Hollywood, FL | $0 | $3,963 | $3,963 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Unitedhealthcare Insurance Companydental, vision | 2,248 | — | $177,838 | — |
| Unitedhealthcare Insurance Companyindemnity | 618 | — | $126,638 | — |
| United of Omaha Life Insurance Companyshort-term disability | 1,627 | — | $31,749 | — |
| United of Omaha Life Insurance Companylong-term disability | 22 | — | $2,523 | — |
| United of Omaha Life Insurance Companylong-term disability | 620 | — | $33,172 | — |
| United of Omaha Life Insurance Companylife | 1,601 | — | $8,145 | — |
| United of Omaha Life Insurance Companylife | 696 | — | $68,118 | — |
| Pre-Paid Legal Services Inc dba Legalshieldcoverage not coded | 195 | — | $5,998 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Sonny's Enterprises compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 1,655 | 1,624 | −1.9% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $500,964 | $454,181 | −9.3% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Sonnys Enterprises Inc. Flexible Benefit Plan#501 · insurance, general assets | December 31, 2025 | June 22, 2026 | before deadline | 1,624 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Sonny's Enterprises pay in health insurance broker commissions in 2025?
Sonny's Enterprises's 2025 Form 5500 reports $454,181 in broker commissions and fees across 8 insurance contracts ($416,944 in commissions, $37,237 in fees), with Patriot Growth receiving the largest share.
Is Sonny's Enterprises's health plan self-funded or fully insured?
The 2025 filing indicates the plan is self-funded (the employer pays claims itself).
How does Sonny's Enterprises's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Sonny's Enterprises because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.