Southwest Florida Retirement Center Inc dba Village on the Isle
Updated Filing received by DOL
Southwest Florida Retirement Center Inc dba Village on the Isle, an other services employer in Venice, Florida, reported 178 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 7 insurance contracts with no premium reported and $113,606 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on December 17, 2025, before the deadline.
Who was paid on Southwest Florida Retirement Center Inc dba Village on the Isle's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Southwest Florida Retirement Center Inc dba Village on the Isle filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| The Baldwin Group · Tampa, FL | $31,224 | $71,979 | $103,203 | 6 |
| James R. Nelligan & Associates LLC · Wall, NJ | $4,686 | $2,535 | $7,221 | 3 |
| Watchtower Benefits LLC dba Threefl · Chicago, IL | $2,461 | $0 | $2,461 | 3 |
| Todd Hall · Wesley Chapel, FL | $540 | $0 | $540 | 1 |
| Atlas Financial Services · Sarasota, FL | $171 | $0 | $171 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| First Stop Healthcoverage not coded | 175 | — | — | — |
| Unitedhealthcare Insurance Companyhealth | 306 | — | $71,979 | — |
| Metropolitan Life Insurance Companyhealth | 91 | — | $6,535 | — |
| Metropolitan Life Insurance Companyvision | 172 | — | $1,007 | — |
| Metropolitan Life Insurance Companydental, life, short-term disability, long-term disability | 282 | — | $29,346 | — |
| Metropolitan Life Insurance Companyhealth | 187 | — | $4,028 | — |
| Pre-Paid Legal Services Inc dba Legalshieldcoverage not coded | 19 | — | $711 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Southwest Florida Retirement Center Inc dba Village on the Isle compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 178 | 178 | +0.0% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $107,758 | $113,606 | +5.4% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Southwest Florida Retirement Center Inc dba Village on the Isle Welfare Benefits Plan#501 · insurance | May 31, 2025 | December 17, 2025 | before deadline | 178 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Southwest Florida Retirement Center Inc dba Village on the Isle pay in health insurance broker commissions in 2024?
Southwest Florida Retirement Center Inc dba Village on the Isle's 2024 Form 5500 reports $113,606 in broker commissions and fees across 7 insurance contracts ($39,092 in commissions, $74,514 in fees), with The Baldwin Group receiving the largest share.
Is Southwest Florida Retirement Center Inc dba Village on the Isle's health plan self-funded or fully insured?
The 2024 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Unitedhealthcare Insurance Company, Metropolitan Life Insurance Company.
How does Southwest Florida Retirement Center Inc dba Village on the Isle's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Southwest Florida Retirement Center Inc dba Village on the Isle because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.