Spinoso Real Estate Group, LLC
Updated Filing received by DOL
Spinoso Real Estate Group, LLC, a professional & technical services employer in North Syracuse, New York, reported 271 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows 2 insurance contracts with no premium reported and $49,758 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 1, 2025, within the extension window.
Who was paid on Spinoso Real Estate Group, LLC's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Spinoso Real Estate Group, LLC filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Onegroup NY, Inc. · Syracuse, NY | $26,227 | $0 | $26,227 | 2 |
| James R Nelligan and Associates LLC · Wall, NJ | $11,653 | $356 | $12,009 | 1 |
| Professional Group Plans, Inc. · Hauppauge, NY | $0 | $11,522 | $11,522 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Sun Life and Health Insurance Companylife, short-term disability, long-term disability, indemnity | 356 | — | $29,019 | — |
| Cigna Health and Life Insurance Companyhealth, dental, indemnity | 303 | — | $20,739 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Spinoso Real Estate Group, LLC compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 165 | 271 | +64.2% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $182,132 | $49,758 | −72.7% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Spinoso Real Estate Group, LLC Health & Welfare Plan#501 · insurance | December 31, 2024 | October 1, 2025 | within extension | 271 |
| Spinoso Real Estate Group, LLC Medical & Dental Plan#502 · insurance | December 31, 2024 | October 1, 2025 | within extension | 201 |
| Spinoso Real Estate Group, LLC Hra Plan#503 · general assets | December 31, 2024 | October 1, 2025 | within extension | 163 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Spinoso Real Estate Group, LLC pay in health insurance broker commissions in 2024?
Spinoso Real Estate Group, LLC's 2024 Form 5500 reports $49,758 in broker commissions and fees across 2 insurance contracts ($37,880 in commissions, $11,878 in fees), with Onegroup NY, Inc. receiving the largest share.
Is Spinoso Real Estate Group, LLC's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Cigna Health and Life Insurance Company.
How does Spinoso Real Estate Group, LLC's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Spinoso Real Estate Group, LLC because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.