Stanley Electric Holding of America, Inc.
Updated Filing received by DOL
Stanley Electric Holding of America, Inc., a manufacturing — metal, equipment, transportation employer in Battle Creek, Michigan, reported 1,679 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 10 insurance contracts with no premium reported and $91,612 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on September 14, 2026, within the extension window.
Who was paid on Stanley Electric Holding of America, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Stanley Electric Holding of America, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| USI Insurance Services · Virginia Beach, VA | $57,187 | $20,146 | $77,333 | 4 |
| Paychex Insurance Agency · Rochester, NY | $0 | $4,241 | $4,241 | 1 |
| AssuredPartners · Greensboro, NC | $2,921 | $0 | $2,921 | 1 |
| Martha Collins · Upland, CA | $2,390 | $0 | $2,390 | 1 |
| Paycor, Inc. · Cincinnati, OH | $0 | $1,265 | $1,265 | 1 |
| Christopher Alan · Hermosa Beach, CA | $0 | $1,107 | $1,107 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Unum Life Insurance Company of Americalife, short-term disability, long-term disability | 18 | — | $2,921 | — |
| Metropolitan Life Insurance Companydental, vision, life, short-term disability, long-term disability | 59 | — | $2,390 | — |
| Lincoln Financial Grouplife, long-term disability | 2,750 | — | — | — |
| The Lincoln National Life Insurance Companycoverage not coded | 564 | — | $69,255 | — |
| Nippon Life Insurance Company of Americahealth, dental | 72 | — | — | — |
| Nippon Life Insurance Company of Americahealth, prescription drug | 3 | — | $4,169 | — |
| Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.vision | 2,169 | — | $8,076 | — |
| Evernorth Behavioral Health, Inc.coverage not coded | 2,750 | — | — | — |
| Provident Life and Accident Insurance Companylong-term disability | 5 | — | $2,446 | — |
| Teladoc Health, Inc.coverage not coded | 1,096 | — | $2,355 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Stanley Electric Holding of America, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 1,463 | 1,679 | +14.8% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $119,869 | $91,612 | −23.6% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Stanley Electric Holding of America, Inc. Wrap Welfare Benefits and Cafeteria Plan#501 · insurance, general assets | December 31, 2025 | September 14, 2026 | within extension | 1,679 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Stanley Electric Holding of America, Inc. pay in health insurance broker commissions in 2025?
Stanley Electric Holding of America, Inc.'s 2025 Form 5500 reports $91,612 in broker commissions and fees across 10 insurance contracts ($64,853 in commissions, $26,759 in fees), with USI Insurance Services receiving the largest share.
Is Stanley Electric Holding of America, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Nippon Life Insurance Company of America.
How does Stanley Electric Holding of America, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Stanley Electric Holding of America, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.