Starry, Inc.
Updated Filing received by DOL
Starry, Inc., an information & publishing employer in Boston, Massachusetts, reported 279 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $2.8M in insurance premiums across 10 contracts and $93,576 in broker commissions and fees, 2.5% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 27, 2026, before the deadline.
Who was paid on Starry, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Starry, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Marsh McLennan Agency · Conshohocken, PA | $73,812 | $19,731 | $93,543 | 14 |
| RJF Agencies, Inc. · Minneapolis, MN | $0 | $33 | $33 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Blue Cross Blue Shield of Massachusetts, Inc.health, dental | 365 | $2.8M | $72,086 | 2.6% |
| Metropolitan General Insurance Companycoverage not coded | 19 | — | $687 | — |
| Reliance Standard Life Insurance Companyshort-term disability | 27 | — | $2,372 | — |
| Reliance Standard Life Insurance Companylife | 193 | — | $4,141 | — |
| Reliance Standard Life Insurance Companylong-term disability | 194 | — | $5,077 | — |
| Reliance Standard Life Insurance Companyshort-term disability | 56 | — | $3,842 | — |
| Reliance Standard Life Insurance Companyshort-term disability | 15 | — | $1,286 | — |
| Reliance Standard Life Insurance Companycoverage not coded | 61 | — | $306 | — |
| Reliance Standard Life Insurance Companycoverage not coded | 17 | — | $1,243 | — |
| Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Covision | 352 | — | $2,536 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Starry, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $7,732 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 411 | 279 | −32.1% |
| Premiums filed | $3,460,892 | $2,822,268 | −18.5% |
| Broker commissions + fees | $118,295 | $93,576 | −20.9% |
| Commission rate | 2.4% | 2.5% | +0.1 pts |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Starry, Inc. Employee Benefit Plan#501 · insurance, general assets | December 31, 2025 | July 27, 2026 | before deadline | 279 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Starry, Inc. pay in health insurance broker commissions in 2025?
Starry, Inc.'s 2025 Form 5500 reports $93,576 in broker commissions and fees across 10 insurance contracts ($73,812 in commissions, $19,764 in fees), with Marsh McLennan Agency receiving the largest share.
Is Starry, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross Blue Shield of Massachusetts, Inc..
How does Starry, Inc.'s broker compensation compare with similar employers?
Starry, Inc. paid 2.5% of medical premium in commissions and fees. The median for employers with 200-499 participants is 3.6%, and the median in Massachusetts is 2.5%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.