Sterling Pharma Solutions
Updated Filing received by DOL
Sterling Pharma Solutions, a manufacturing — chemical, wood, plastics employer in Germantown, Wisconsin, reported 299 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $194,870 in insurance premiums across 5 contracts and $117,901 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on September 17, 2025, within the extension window.
Who was paid on Sterling Pharma Solutions's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Sterling Pharma Solutions filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Gallagher · Cleveland, OH | $92,115 | $5,311 | $97,426 | 7 |
| Noah G. Oropeza · Litchfield Park, AZ | $0 | $8,319 | $8,319 | 1 |
| Noah Oropeza · Litchfield Park, AZ | $6,265 | $0 | $6,265 | 1 |
| Lockton · San Francisco, CA | $5,887 | $3 | $5,890 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Delta Dental of Wisconsindental | 250 | $194,870 | $8,074 | 4.1% |
| Compcare Health Services Insurance Corporationhealth, prescription drug, PPO, indemnity | 326 | — | $64,648 | — |
| Wyssta Insurance Company Incvision | 246 | — | $2,277 | — |
| Unum Insurance Companycoverage not coded | 88 | — | $14,389 | — |
| Unum Life Insurance Company of Americalife, short-term disability, long-term disability | 290 | — | $28,513 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Sterling Pharma Solutions compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Sterling Pharma Solutions Welare Benefit Plan#501 · insurance, general assets | December 31, 2024 | September 17, 2025 | within extension | 299 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Sterling Pharma Solutions pay in health insurance broker commissions in 2024?
Sterling Pharma Solutions's 2024 Form 5500 reports $117,901 in broker commissions and fees across 5 insurance contracts ($104,268 in commissions, $13,633 in fees), with Gallagher receiving the largest share.
Is Sterling Pharma Solutions's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Compcare Health Services Insurance Corporation.
How does Sterling Pharma Solutions's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Sterling Pharma Solutions because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.