Stewart Brothers, Inc
Updated Filing received by DOL
Stewart Brothers, Inc, a construction employer in Doraville, Georgia, reported 121 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 5 insurance contracts with no premium reported and $113,264 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on December 8, 2025, within the extension window.
Who was paid on Stewart Brothers, Inc's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Stewart Brothers, Inc filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Covenant Benefit Group, Inc. · Dillard, GA | $81,898 | $0 | $81,898 | 5 |
| United Producers Group, LLC · Mount Pleasant, SC | $21,986 | $6,405 | $28,391 | 4 |
| The Cason Group, LLC · Columbia, SC | $0 | $2,975 | $2,975 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Kaiser Foundation Health Plan of Georgia, Inc.health, prescription drug | 156 | — | $72,440 | — |
| Life Insurance Company of North Americashort-term disability, long-term disability | 100 | — | $12,425 | — |
| Unum Insurance Companycoverage not coded | 76 | — | $3,214 | — |
| Starmount Life Insurance Companydental, vision | 111 | — | $13,201 | — |
| Unum Life Insurance Company of Americalife | 100 | — | $11,984 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Stewart Brothers, Inc compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 105 | 121 | +15.2% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $106,565 | $113,264 | +6.3% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Welfare Benefit Plan#502 · insurance, general assets | February 28, 2025 | December 8, 2025 | within extension | 121 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Stewart Brothers, Inc pay in health insurance broker commissions in 2024?
Stewart Brothers, Inc's 2024 Form 5500 reports $113,264 in broker commissions and fees across 5 insurance contracts ($103,884 in commissions, $9,380 in fees), with Covenant Benefit Group, Inc. receiving the largest share.
Is Stewart Brothers, Inc's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Kaiser Foundation Health Plan of Georgia, Inc..
How does Stewart Brothers, Inc's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Stewart Brothers, Inc because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 100-199 participants that disclosed broker pay reported a median of $53,852.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.