Stryker Corporation
Updated Filing received by DOL
Stryker Corporation, a manufacturing — metal, equipment, transportation employer in Portage, Michigan, reported 27,418 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $1.2M in insurance premiums across 11 contracts and $444,530 in broker commissions and fees, 0.0% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on August 14, 2026, within the extension window.
Who was paid on Stryker Corporation's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Stryker Corporation filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Mercer · Chicago, IL | $273,666 | $170,864 | $444,530 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Bluecross Blueshield of Alabamahealth, prescription drug, PPO | 225 | $1.2M | — | — |
| Cigna Health and Life Insurance Companyhealth, dental, vision, PPO | 68 | — | — | — |
| Unum Life Insurance Company of Americalife | 29,091 | — | $264,699 | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO | 502 | — | — | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO | 916 | — | — | — |
| Hawaii Medical Service Associationhealth, prescription drug, PPO | 40 | — | — | — |
| Cigna Health and Life Insurance Companycoverage not coded | 1 | — | — | — |
| Unum Life Insurance Company of Americalong-term disability | 28,982 | — | $179,831 | — |
| Lyra Health, Inc.coverage not coded | 34,269 | — | — | — |
| Delaware American Life Insurance of Americalife, long-term disability | 68 | — | — | — |
| Lyra Clinical Associates P.C.coverage not coded | 34,269 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Stryker Corporation compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $5,220 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 24,805 | 27,418 | +10.5% |
| Premiums filed | $953,907 | $1,174,542 | +23.1% |
| Broker commissions + fees | $573,269 | $444,530 | −22.5% |
| Commission rate | 0.0% | 0.0% | +0.0 pts |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Stryker Corporation Welfare Benefits Plan#501 · insurance, general assets | December 31, 2025 | August 14, 2026 | within extension | 27,418 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Stryker Corporation pay in health insurance broker commissions in 2025?
Stryker Corporation's 2025 Form 5500 reports $444,530 in broker commissions and fees across 11 insurance contracts ($273,666 in commissions, $170,864 in fees), with Mercer receiving the largest share.
Is Stryker Corporation's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Bluecross Blueshield of Alabama, Cigna Health and Life Insurance Company, Kaiser Foundation Health Plan, Inc..
How does Stryker Corporation's broker compensation compare with similar employers?
Stryker Corporation paid 0.0% of medical premium in commissions and fees. The median for employers with 5,000+ participants is 4.8%, and the median in Michigan is 3.2%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.