Superior Paving Corp.
Updated Filing received by DOL
Superior Paving Corp., a manufacturing — chemical, wood, plastics employer in Gainsville, Virginia, reported 297 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $210,379 in insurance premiums across 6 contracts and $96,819 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received an amended filing on October 30, 2025; the original filing date is not in the public dataset.
Who was paid on Superior Paving Corp.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Superior Paving Corp. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Meltzer Group Inc. · Bethesda, MD | $83,380 | $7,489 | $90,869 | 5 |
| NFP · West Lake Hills, TX | $0 | $3,121 | $3,121 | 3 |
| Not Ptovided | $2,829 | $0 | $2,829 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Delta Dental of Virginiadental | 498 | $181,050 | $8,316 | 4.6% |
| Fidelity Security Life Insurancevision | 452 | $29,329 | $2,829 | 9.6% |
| Unitedhealthcare Insurance Companyhealth | 520 | — | $34,623 | — |
| United of Omaha Life Insurance Companylife | 406 | — | $22,002 | — |
| United of Omaha Life Insurance Companylong-term disability | 98 | — | $7,408 | — |
| United of Omaha Life Insurance Companylife | 137 | — | $21,641 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Superior Paving Corp. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 323 | 297 | −8.0% |
| Premiums filed | $21,300 | $210,379 | not comparable |
| Broker commissions + fees | $67,790 | $96,819 | +42.8% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Superior Paving Corp. Welfare Benefit Plan#501 · amended · insurance, general assets | April 30, 2025 | October 30, 2025 | amended filing; original date not in data | 297 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Superior Paving Corp. pay in health insurance broker commissions in 2024?
Superior Paving Corp.'s 2024 Form 5500 reports $96,819 in broker commissions and fees across 6 insurance contracts ($86,209 in commissions, $10,610 in fees), with Meltzer Group Inc. receiving the largest share.
Is Superior Paving Corp.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Unitedhealthcare Insurance Company.
How does Superior Paving Corp.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Superior Paving Corp. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.