Swift, Currie, McGhee & Hiers, LLP
Updated Filing received by DOL
Swift, Currie, McGhee & Hiers, LLP, a professional & technical services employer in Atlanta, Georgia, reported 326 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $132,728 in insurance premiums across 8 contracts and $273,730 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 23, 2026, before the deadline.
Who was paid on Swift, Currie, McGhee & Hiers, LLP's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Swift, Currie, McGhee & Hiers, LLP filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Marsh McLennan Agency · Atlanta, GA | $122,645 | $151,085 | $273,730 | 7 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Blue Cross and Blue Shield of Alabamahealth, prescription drug, PPO | 30 | $132,728 | — | — |
| Starmount Life Insurance Companydental, vision | 182 | — | $5,068 | — |
| Cigna Health and Life Insurance Company and Affiliateshealth, dental, indemnity | 199 | — | $156,289 | — |
| Cigna Health and Life Insurance Companycoverage not coded | — | — | $3,722 | — |
| Unum Life Insurance Company of Americalife, long-term disability | 287 | — | $79,752 | — |
| Cigna Health and Life Insurance Companycoverage not coded | — | — | $6,611 | — |
| Cigna Health and Life Insurance Companycoverage not coded | — | — | $12,465 | — |
| Unum Life Insurance Company of Americalife | 126 | — | $9,823 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Swift, Currie, McGhee & Hiers, LLP compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Premium per covered person on medical contracts: $4,424 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 307 | 326 | +6.2% |
| Premiums filed | $130,272 | $132,728 | not comparable |
| Broker commissions + fees | $288,002 | $273,730 | −5.0% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Swift, Currie, McGhee & Hiers LLP Welfare Benefits Plan#501 · insurance, general assets | December 31, 2025 | July 23, 2026 | before deadline | 326 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Swift, Currie, McGhee & Hiers, LLP pay in health insurance broker commissions in 2025?
Swift, Currie, McGhee & Hiers, LLP's 2025 Form 5500 reports $273,730 in broker commissions and fees across 8 insurance contracts ($122,645 in commissions, $151,085 in fees), with Marsh McLennan Agency receiving the largest share.
Is Swift, Currie, McGhee & Hiers, LLP's health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross and Blue Shield of Alabama, Cigna Health and Life Insurance Company and Affiliates.
How does Swift, Currie, McGhee & Hiers, LLP's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Swift, Currie, McGhee & Hiers, LLP because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.