The Board of Trustees of Leland Stanford Junior University
Updated Filing received by DOL a plan year 2025 filing was received August 6, 2026 for 2 of this employer's 3 plans; this record moves to 2025 when all have arrived
The Board of Trustees of Leland Stanford Junior University, an education services employer in Redwood City, California, reported 21,863 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows $152,978 in insurance premiums across 20 contracts and $976,041 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on June 12, 2025, before the deadline.
Who was paid on The Board of Trustees of Leland Stanford Junior University's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract The Board of Trustees of Leland Stanford Junior University filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Mercer · Chicago, IL | $582,530 | $375,253 | $957,783 | 7 |
| Creativa Associates Financial and I · Valencia, CA | $10,618 | $0 | $10,618 | 1 |
| Creativa Associates Financial & Ins · Valencia, CA | $7,617 | $0 | $7,617 | 3 |
| Empyrean Insurance Services Inc. · Bellaire, TX | $0 | $23 | $23 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Standard Insurance Companylife | 2,637 | $65,360 | $3,256 | 5.0% |
| Standard Insurance Companylong-term disability | 2,654 | $44,467 | $2,215 | 5.0% |
| Standard Insurance Companyshort-term disability | 508 | $43,151 | $2,146 | 5.0% |
| Kaiser Foundation Health Plan Inc.health, prescription drug, HMO | 17,165 | — | — | — |
| Prudential Insurance Company of Americalife, short-term disability, long-term disability | 22,594 | — | $572,511 | — |
| Vision Service Planvision | 14,308 | — | $85,463 | — |
| Kaiser Foundation Health Plan Inc.health, prescription drug, HMO | 301 | — | — | — |
| Metlife Legal Planscoverage not coded | 4,209 | — | $62,232 | — |
| Metropolitan Life Insurance Companycoverage not coded | 1 | — | $43 | — |
| Kaiser Foundation Health Plan of Hawaiihealth, prescription drug, HMO | 18 | — | — | — |
| Metropolitan Life Insurance Companycoverage not coded | 7,432 | — | $228,038 | — |
| Health Nethealth, vision, prescription drug, HMO | 533 | — | — | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO | 1,740 | — | — | — |
| Prudential Life Insurance Company of Americalife | 15 | — | — | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO | 62 | — | — | — |
| Vision Service Planvision | 1,981 | — | $9,519 | — |
| Kaiser Foundation Health Plan of Hawaiihealth, prescription drug, HMO | 2 | — | — | — |
| Health and Human Resource Centcoverage not coded | 2,504 | — | — | — |
| Compsych Corporationcoverage not coded | 2,607 | — | — | — |
| Fidelity Security Life Insurance Companyvision | 2,498 | — | $10,618 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How The Board of Trustees of Leland Stanford Junior University compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 20,465 | 21,863 | +6.8% |
| Premiums filed | $145,413 | $152,978 | +5.2% |
| Broker commissions + fees | $1,161,887 | $976,041 | −16.0% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Educated Choices Flexible Benefits Program#513 · insurance, general assets | December 31, 2024 | June 12, 2025 | before deadline | 21,863 |
| Stanford University Post-Retirement and Post-Employment Benefit Plan#516 · insurance, general assets, trust | August 31, 2025 | May 20, 2026 | within extension | 5,309 |
| Stanford University Postdoctoral Affiliates Welfare Benefit Plans#517 · insurance, general assets | December 31, 2024 | July 21, 2025 | before deadline | 2,532 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did The Board of Trustees of Leland Stanford Junior University pay in health insurance broker commissions in 2024?
The Board of Trustees of Leland Stanford Junior University's 2024 Form 5500 reports $976,041 in broker commissions and fees across 20 insurance contracts ($600,765 in commissions, $375,276 in fees), with Mercer receiving the largest share.
Is The Board of Trustees of Leland Stanford Junior University's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Kaiser Foundation Health Plan Inc., Kaiser Foundation Health Plan of Hawaii, Health Net.
How does The Board of Trustees of Leland Stanford Junior University's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for The Board of Trustees of Leland Stanford Junior University because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
Send the full findings to your inbox.
A specialist writes up every finding for The Board of Trustees of Leland Stanford Junior University with the methodology and public-source citations, in a form you can forward to your CFO or counsel. Tick the box if you also want a 15-minute walkthrough call.
We don't sell your email. By submitting, you agree that BenefitsLedger and its benefits advisory partner, WellthCare, may email or call you about these findings. Opt out anytime by replying. See our privacy policy.
Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.