The Eosys Group, Inc.
Updated Filing received by DOL
The Eosys Group, Inc., a professional & technical services employer in Smyrna, Tennessee, reported 213 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $2.2M in insurance premiums across 7 contracts and $141,263 in broker commissions and fees, 4.3% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 20, 2026, before the deadline.
Who was paid on The Eosys Group, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract The Eosys Group, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Matthew B Moraski · Nashville, TN | $96,935 | $0 | $96,935 | 1 |
| OneDigital · Atlanta, GA | $34,230 | $0 | $34,230 | 6 |
| Centro Benefits Research LLC · Kirkwood, MO | $0 | $10,098 | $10,098 | 4 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Bluecross Blueshield of Tennessee, Inc.health, dental | 191 | $2.2M | $96,935 | 4.4% |
| Vision Service Planvision | 166 | — | $1,216 | — |
| The Lincoln National Life Insurance Companylife | 221 | — | $2,785 | — |
| The Lincoln National Life Insurance Companylife | 116 | — | $16,213 | — |
| The Lincoln National Life Insurance Companyshort-term disability | 154 | — | $9,040 | — |
| The Lincoln National Life Insurance Companylong-term disability | 144 | — | $13,448 | — |
| First Stop Health, LLCcoverage not coded | 228 | — | $1,626 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How The Eosys Group, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $11,665 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 213 | 213 | +0.0% |
| Premiums filed | $1,978,150 | $2,227,986 | +12.6% |
| Broker commissions + fees | $130,546 | $141,263 | +8.2% |
| Commission rate | 4.5% | 4.3% | −0.2 pts |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| The Eosys Group, Inc. Employee Benefits Plan#502 · insurance, general assets | December 31, 2025 | July 20, 2026 | before deadline | 213 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did The Eosys Group, Inc. pay in health insurance broker commissions in 2025?
The Eosys Group, Inc.'s 2025 Form 5500 reports $141,263 in broker commissions and fees across 7 insurance contracts ($131,165 in commissions, $10,098 in fees), with Matthew B Moraski receiving the largest share.
Is The Eosys Group, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Bluecross Blueshield of Tennessee, Inc..
How does The Eosys Group, Inc.'s broker compensation compare with similar employers?
The Eosys Group, Inc. paid 4.3% of medical premium in commissions and fees. The median for employers with 200-499 participants is 3.6%, and the median in Tennessee is 3.9%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.