The Johns Hopkins University Applied Physics Laboratory LLC Jhu/Apl
Updated Filing received by DOL
The Johns Hopkins University Applied Physics Laboratory LLC Jhu/Apl, a professional & technical services employer in Laurel, Maryland, reported 9,501 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows $180,042 in insurance premiums across 11 contracts and $248,752 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 14, 2025, within the extension window.
Who was paid on The Johns Hopkins University Applied Physics Laboratory LLC Jhu/Apl's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract The Johns Hopkins University Applied Physics Laboratory LLC Jhu/Apl filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Aon · Chicago, IL | $32,394 | $214,656 | $247,050 | 7 |
| Assoc Insurers Acgy · Lutherville, MD | $1,702 | $0 | $1,702 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Metropolitan Life Insurance Companylife | 1,444 | $180,042 | $113 | 0.1% |
| Reliastar Life Insurance Companystop-loss | 7,162 | — | $30,450 | — |
| Metropolitan Life Insurance Companyvision | 17,072 | — | $16,803 | — |
| Hawaii Medical Service Associationhealth, dental | 21 | — | — | — |
| Metropolitan Life Insurance Companyshort-term disability, long-term disability | 12,162 | — | $79,232 | — |
| Hartford Life and Accidentcoverage not coded | 9,795 | — | $1,702 | — |
| Metropolitan Life Insurance Companylife | 15,157 | — | $116,217 | — |
| Health and Human Resource Centercoverage not coded | 58 | — | — | — |
| Reliastar Life Insurance Companystop-loss | 221 | — | $1,944 | — |
| Metropolitan Life Insurance Companyvision | 711 | — | $2,291 | — |
| Delta Dental of Pennsylvaniadental | 1,057 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How The Johns Hopkins University Applied Physics Laboratory LLC Jhu/Apl compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 9,305 | 9,501 | +2.1% |
| Premiums filed | $0 | $180,042 | — |
| Broker commissions + fees | $181,160 | $248,752 | +37.3% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| The Johns Hopkins University Applied Physics Laboratory Staff Health and Welfare Benefits Plan#506 · insurance, trust | December 31, 2024 | October 14, 2025 | within extension | 9,501 |
| Jhu Applied Physics Laboratory Health Care Spending Account#519 · general assets | December 31, 2024 | July 24, 2025 | before deadline | 3,159 |
| The Johns Hopkins University Applied Physics Laboratory Retiree Health and Welfare Benefits Pla#523 · insurance, trust | December 31, 2024 | October 14, 2025 | within extension | 2,177 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did The Johns Hopkins University Applied Physics Laboratory LLC Jhu/Apl pay in health insurance broker commissions in 2024?
The Johns Hopkins University Applied Physics Laboratory LLC Jhu/Apl's 2024 Form 5500 reports $248,752 in broker commissions and fees across 11 insurance contracts ($34,096 in commissions, $214,656 in fees), with Aon receiving the largest share.
Is The Johns Hopkins University Applied Physics Laboratory LLC Jhu/Apl's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Hawaii Medical Service Association.
How does The Johns Hopkins University Applied Physics Laboratory LLC Jhu/Apl's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for The Johns Hopkins University Applied Physics Laboratory LLC Jhu/Apl because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.