The Legal Aid Society
Updated Filing received by DOL
The Legal Aid Society, a professional & technical services employer in New York, New York, reported 1,781 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 13 insurance contracts with no premium reported and $42,371 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on October 15, 2025, within the extension window.
Who was paid on The Legal Aid Society's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract The Legal Aid Society filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Mercer · Chicago, IL | $34,104 | $8,267 | $42,371 | 3 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Emblem Healthhealth, HMO | 194 | — | — | — |
| Metropolitan Life Insurance Companylife | 1,623 | — | — | — |
| Unitedhealthcare Insurance Companyhealth | 3,207 | — | — | — |
| United Healthcare Insurance Cohealth | 77 | — | — | — |
| United Healthcare Insurance Company of New Yorkprescription drug | 87 | — | — | — |
| First Reliance Standard Life Insurance Companylong-term disability | 1,845 | — | $6,577 | — |
| First Reliance Standard Life Insurance Companyshort-term disability | 1,539 | — | $1,690 | — |
| Sierra Health and Life Insurance Co., Inc.health, prescription drug | 116 | — | — | — |
| Unitedhealthcare Insurance Companyhealth | 3,761 | — | $34,104 | — |
| Fidelity Security Life Insurance Company of New Yorkvision | 3,284 | — | — | — |
| Fidelity Security Life Insurance Company of New Yorkvision | 11 | — | — | — |
| Fidelity Security Life Insurance Company of New Yorkvision | 318 | — | — | — |
| Metropolitan Life Insurance Companylife | 268 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How The Legal Aid Society compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 1,746 | 1,781 | +2.0% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $47,391 | $42,371 | −10.6% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| The Legal Aid Society Health and Welfare Plan#503 · insurance | December 31, 2024 | October 15, 2025 | within extension | 1,781 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did The Legal Aid Society pay in health insurance broker commissions in 2024?
The Legal Aid Society's 2024 Form 5500 reports $42,371 in broker commissions and fees across 13 insurance contracts ($34,104 in commissions, $8,267 in fees), with Mercer receiving the largest share.
Is The Legal Aid Society's health plan self-funded or fully insured?
The 2024 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Emblem Health, Unitedhealthcare Insurance Company, United Healthcare Insurance Co.
How does The Legal Aid Society's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for The Legal Aid Society because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.