The Millennium Group Inc.
Updated Filing received by DOL
The Millennium Group Inc., an administrative & support services employer in New Brunswick, New Jersey, reported 817 participants in its health and welfare plans for plan year 2025. Its Form 5500 shows 7 insurance contracts with no premium reported and $77,515 in broker commissions and fees. The plan is fully insured (an insurance carrier pays claims). The Department of Labor received the filing on July 27, 2026, before the deadline.
Who was paid on The Millennium Group Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract The Millennium Group Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Willis Towers Watson · Boston, MA | $75,073 | $2,442 | $77,515 | 7 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Unitedhealthcarehealth, stop-loss | 635 | — | $37,407 | — |
| Kaiser Foundation Health Plan Inchealth | 15 | — | $2,563 | — |
| Kaiser Foundation Health Plan Inchealth | 33 | — | $4,487 | — |
| Unitedhealthcare Stop Losshealth, stop-loss | 100 | — | $6,391 | — |
| Unitedhealthcare Stop Losshealth, stop-loss | 9 | — | $597 | — |
| Metropolitan Life Insurance Companyhealth | 474 | — | $16,827 | — |
| Metropolitan Life Insurance Companyhealth | 543 | — | $9,243 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How The Millennium Group Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 879 | 817 | −7.1% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $6,413 | $77,515 | +1108.7% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| The Millennium Group Inc Medical Plan#501 · insurance | December 31, 2025 | July 27, 2026 | before deadline | 817 |
| The Millenniums Group Accident Plan#506 · insurance | December 31, 2025 | July 27, 2026 | before deadline | 500 |
| The Millennium Group Inc Critical Illness Plan#505 · insurance | December 31, 2025 | July 27, 2026 | before deadline | 461 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did The Millennium Group Inc. pay in health insurance broker commissions in 2025?
The Millennium Group Inc.'s 2025 Form 5500 reports $77,515 in broker commissions and fees across 7 insurance contracts ($75,073 in commissions, $2,442 in fees), with Willis Towers Watson receiving the largest share.
Is The Millennium Group Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is fully insured (an insurance carrier pays claims). Medical coverage is written by Unitedhealthcare, Kaiser Foundation Health Plan Inc, Unitedhealthcare Stop Loss.
How does The Millennium Group Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for The Millennium Group Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.