The Pampered Chef, LTD.
Updated Filing received by DOL
The Pampered Chef, LTD., a retail — general merchandise, sporting goods employer in Addison, Illinois, reported 271 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $2.5M in insurance premiums across 7 contracts and $32,602 in broker commissions and fees, 1.2% of medical premium against a national median of 3.8% among plans that paid commissions in plan year 2024. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 31, 2025, before the deadline.
Who was paid on The Pampered Chef, LTD.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract The Pampered Chef, LTD. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Lockton · Chicago, IL | $15,202 | $14,840 | $30,042 | 3 |
| Custom Benefit Programs, Inc. · Boston, MA | $2,465 | $0 | $2,465 | 1 |
| Aon · Lincolnshire, IL | $0 | $95 | $95 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Bluecross Blueshield of Illinoishealth, HMO | 486 | $2.5M | $29,326 | 1.2% |
| Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.vision | 412 | — | — | — |
| Minnesota Life Insurance Companylife | 276 | — | $80 | — |
| Prudential Insurance Company of Americacoverage not coded | 8 | — | $716 | — |
| Zurich American Insurance Companycoverage not coded | 276 | — | — | — |
| Lincoln National Life Insurance Companyshort-term disability, long-term disability | 279 | — | — | — |
| Securian Life Insurance Companycoverage not coded | 34 | — | $2,480 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How The Pampered Chef, LTD. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Premium per covered person on medical contracts: $5,191 a year (national median $7,274).
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 299 | 271 | −9.4% |
| Premiums filed | $2,715,836 | $2,522,760 | −7.1% |
| Broker commissions + fees | $7,403 | $32,602 | +340.4% |
| Commission rate | 0.1% | 1.2% | +1.0 pts |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| The Pampered Chef, LTD. Health & Welfare Plan#501 · insurance, general assets | December 31, 2024 | July 31, 2025 | before deadline | 271 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did The Pampered Chef, LTD. pay in health insurance broker commissions in 2024?
The Pampered Chef, LTD.'s 2024 Form 5500 reports $32,602 in broker commissions and fees across 7 insurance contracts ($17,667 in commissions, $14,935 in fees), with Lockton receiving the largest share.
Is The Pampered Chef, LTD.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Bluecross Blueshield of Illinois.
How does The Pampered Chef, LTD.'s broker compensation compare with similar employers?
The Pampered Chef, LTD. paid 1.2% of medical premium in commissions and fees. The median for employers with 200-499 participants is 3.6%, and the median in Illinois is 1.5%. Percentages are computed only on fully insured medical contracts with filed premiums.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.