The TJX Companies, Inc.
Updated Filing received by DOL
The TJX Companies, Inc., a retail — stores, food, auto, clothing employer in Framingham, Massachusetts, reported 284,993 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $201,237 in insurance premiums across 20 contracts and $1.6M in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 8, 2025, within the extension window.
Who was paid on The TJX Companies, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract The TJX Companies, Inc. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Strategic Non-Medical Solutions LLC · Boston, MA | $393,138 | $582,823 | $975,961 | 5 |
| Brown & Brown · Southborough, MA | $378,162 | $91 | $378,253 | 11 |
| Mercer · Minneapolis, MN | $140,764 | $0 | $140,764 | 1 |
| Wellesley Insurance Agency · Weston, MA | $64,696 | $0 | $64,696 | 2 |
| Cuenca & Associates Insurance Agenc · Redding, CA | $0 | $5,176 | $5,176 | 1 |
| Willis Towers Watson · Boston, MA | $4,247 | $0 | $4,247 | 1 |
| T2b Solutions Inc. · Indianola, IA | $0 | $1,966 | $1,966 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How The TJX Companies, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 262,179 | 284,993 | +8.7% |
| Premiums filed | $701,890 | $201,237 | not comparable |
| Broker commissions + fees | $1,346,599 | $1,571,063 | +16.7% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| The TJX Companies, Inc. Welfare Benefits Plan#502 · insurance, general assets | December 31, 2024 | October 8, 2025 | within extension | 284,993 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did The TJX Companies, Inc. pay in health insurance broker commissions in 2024?
The TJX Companies, Inc.'s 2024 Form 5500 reports $1,571,063 in broker commissions and fees across 20 insurance contracts ($981,007 in commissions, $590,056 in fees), with Strategic Non-Medical Solutions LLC receiving the largest share.
Is The TJX Companies, Inc.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Anthem Insurance Companies, Inc., Geisinger Health Plan, Health Plan of Nevada.
How does The TJX Companies, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for The TJX Companies, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.