Three-Z Printing Co.
Updated Filing received by DOL
Three-Z Printing Co., a manufacturing — chemical, wood, plastics employer in Teutopolis, Illinois, reported 247 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 8 insurance contracts with no premium reported and $82,493 in broker commissions and fees. The plan is self-funded (the employer pays claims itself). The Department of Labor received the filing on May 12, 2026, within the extension window.
Who was paid on Three-Z Printing Co.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Three-Z Printing Co. filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| AssuredPartners · Sedalia, MO | $68,398 | $14,095 | $82,493 | 17 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| United of Omaha Life Insurance Companylife | 329 | — | $444 | — |
| United of Omaha Life Insurance Companyvision | 230 | — | $1,970 | — |
| United of Omaha Life Insurance Companyshort-term disability | 196 | — | $3,029 | — |
| United of Omaha Life Insurance Companycoverage not coded | 152 | — | $9,722 | — |
| United of Omaha Life Insurance Companydental | 251 | — | $10,204 | — |
| United of Omaha Life Insurance Companycoverage not coded | 102 | — | $6,298 | — |
| United of Omaha Life Insurance Companylife | 161 | — | $18,095 | — |
| United of Omaha Life Insurance Companylong-term disability | 140 | — | $32,731 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Three-Z Printing Co. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 238 | 247 | +3.8% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $94,362 | $82,493 | −12.6% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Three Z Printing Company Health and Welfare Trust#501 · insurance, general assets | July 31, 2025 | May 12, 2026 | within extension | 247 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Three-Z Printing Co. pay in health insurance broker commissions in 2024?
Three-Z Printing Co.'s 2024 Form 5500 reports $82,493 in broker commissions and fees across 8 insurance contracts ($68,398 in commissions, $14,095 in fees), with AssuredPartners receiving the largest share.
Is Three-Z Printing Co.'s health plan self-funded or fully insured?
The 2024 filing indicates the plan is self-funded (the employer pays claims itself).
How does Three-Z Printing Co.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Three-Z Printing Co. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.