Trex Company, Inc.
Updated Filing received by DOL
Trex Company, Inc., a manufacturing — chemical, wood, plastics employer in Winchester, Virginia, reported 1,902 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows $1.5M in insurance premiums across 5 contracts and $382,440 in broker commissions and fees. The plan is self-funded (the employer pays claims itself). The Department of Labor received the filing on June 16, 2026, before the deadline.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Standard Insurance Companylife, short-term disability, long-term disability | 1,817 | $1.5M | $341,515 | 22.2% |
| Life Insurance Company of Americacoverage not coded | 1,817 | — | $405 | — |
| Fmlasourcecoverage not coded | 1,817 | — | — | — |
| Reliastar Life Insurance Companycoverage not coded | 339 | — | $40,520 | — |
| Vision Service Planvision | 1,501 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Trex Company, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 1,573 | 1,902 | +20.9% |
| Premiums filed | $1,494,809 | $1,535,954 | +2.8% |
| Broker commissions + fees | $302,962 | $382,440 | +26.2% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Trex Co. Health and Welfare Plans#501 · insurance, general assets | December 31, 2025 | June 16, 2026 | before deadline | 1,902 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Trex Company, Inc. pay in health insurance broker commissions in 2025?
Trex Company, Inc.'s 2025 Form 5500 reports $382,440 in broker commissions and fees across 5 insurance contracts ($382,440 in commissions, $0 in fees).
Is Trex Company, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is self-funded (the employer pays claims itself).
How does Trex Company, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Trex Company, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.