Tri City Foods, Inc.
Updated Filing received by DOL
Tri City Foods, Inc., an accommodation & food services employer in Downers Grove, Illinois, reported 5,812 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 11 insurance contracts with no premium reported and $1.4M in broker commissions and fees. The plan is self-funded (the employer pays claims itself, with stop-loss coverage from Bluecross Blueshield of Illinois). The Department of Labor received the filing on September 8, 2026, before the deadline.
Who was paid on Tri City Foods, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Tri City Foods, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| The Plexus Groupe LLC · Deer Park, IL | $1,210,878 | $44,795 | $1,255,673 | 9 |
| Enrollwell LLC · Chicago, IL | $117,276 | $0 | $117,276 | 5 |
| Gis Benefits Inc · Morris, IL | $51,646 | $1,581 | $53,227 | 1 |
| The Plexus Group LLC · Deer Park, IL | $0 | $46 | $46 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Metropolitan Life Insurance Companydental, vision, life, short-term disability, long-term disability | 3,569 | — | $189,891 | — |
| Metropolitan Life Insurance Companyshort-term disability | 2,170 | — | $46 | — |
| Metropolitan Life Insurance Companyshort-term disability | 2,170 | — | — | — |
| Metropolitan Life Insurance Companyshort-term disability | 1,358 | — | $46 | — |
| Metlife Legal Planscoverage not coded | 171 | — | $4,018 | — |
| Metropolitan Life Insurance Companyshort-term disability | 325 | — | $195,343 | — |
| Metropolitan Life Insurance Companycoverage not coded | 1,878 | — | $95,614 | — |
| Metropolitan Life Insurance Companycoverage not coded | 1,150 | — | $77,448 | — |
| Metropolitan Life Insurance Companyindemnity | 920 | — | $146,654 | — |
| Metropolitan Tower Life Insurance Companylife | 2,429 | — | $354,511 | — |
| Bluecross Blueshield of Illinoisstop-loss | 2,459 | — | $359,095 | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Tri City Foods, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 2,085 | 5,812 | +178.8% |
| Premiums filed | $0 | $0 | — |
| Broker commissions + fees | $1,467,531 | $1,422,666 | −3.1% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Tri City Foods, Inc. Employee Benefits Plan#501 · insurance, general assets | February 28, 2026 | September 8, 2026 | before deadline | 5,812 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Tri City Foods, Inc. pay in health insurance broker commissions in 2025?
Tri City Foods, Inc.'s 2025 Form 5500 reports $1,422,666 in broker commissions and fees across 11 insurance contracts ($1,376,244 in commissions, $46,422 in fees), with The Plexus Groupe LLC receiving the largest share.
Is Tri City Foods, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is self-funded (the employer pays claims itself, with stop-loss coverage from Bluecross Blueshield of Illinois).
How does Tri City Foods, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Tri City Foods, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 5,000+ participants that disclosed broker pay reported a median of $458,262.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.