Trustees Upper Peninsula Plumbers Pipefitters Health & Welfare Plan
Updated Filing received by DOL
Trustees Upper Peninsula Plumbers Pipefitters Health & Welfare Plan, a construction employer in Greendale, Wisconsin, reported 271 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 3 insurance contracts with no premium reported and $46,938 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on April 15, 2026, within the extension window.
Who was paid on Trustees Upper Peninsula Plumbers Pipefitters Health & Welfare Plan's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Trustees Upper Peninsula Plumbers Pipefitters Health & Welfare Plan filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Michael G. Buck · Sterling Heights, MI | $33,720 | $0 | $33,720 | 1 |
| Partner dba Salus Group Benefits · Sterling Heights, MI | $7,296 | $0 | $7,296 | 1 |
| Michael Buck · Sterling Heights, MI | $5,922 | $0 | $5,922 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Blue Cross Blue Shield of Michiganstop-loss | 228 | — | $33,720 | — |
| Blue Cross Blue Shield of Michigan Medicare Advantagehealth, prescription drug | 54 | — | $5,922 | — |
| Sunlifestop-loss | 227 | — | $7,296 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Trustees Upper Peninsula Plumbers Pipefitters Health & Welfare Plan compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 274 | 271 | −1.1% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $38,728 | $46,938 | +21.2% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Upper Peninsula Plumbers & Pipefitters Health and Welfare Plan#501 · insurance, trust | June 30, 2025 | April 15, 2026 | within extension | 271 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Trustees Upper Peninsula Plumbers Pipefitters Health & Welfare Plan pay in health insurance broker commissions in 2024?
Trustees Upper Peninsula Plumbers Pipefitters Health & Welfare Plan's 2024 Form 5500 reports $46,938 in broker commissions and fees across 3 insurance contracts ($46,938 in commissions, $0 in fees), with Michael G. Buck receiving the largest share.
Is Trustees Upper Peninsula Plumbers Pipefitters Health & Welfare Plan's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Blue Cross Blue Shield of Michigan Medicare Advantage.
How does Trustees Upper Peninsula Plumbers Pipefitters Health & Welfare Plan's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Trustees Upper Peninsula Plumbers Pipefitters Health & Welfare Plan because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.