Tyfco, LLC dba Everde Growers
Updated Filing received by DOL
Tyfco, LLC dba Everde Growers, an agriculture, forestry, fishing employer in Houston, Texas, reported 612 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows 11 insurance contracts with no premium reported and $295,193 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on April 20, 2026, before the deadline.
Who was paid on Tyfco, LLC dba Everde Growers's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Tyfco, LLC dba Everde Growers filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| EPIC Insurance Brokers · San Francisco, CA | $123,935 | $3,710 | $127,645 | 5 |
| Scott Christopher Casteel · Anaheim, CA | $37,851 | $0 | $37,851 | 8 |
| Susie a Estrada · San Juan Capistrano, CA | $24,913 | $674 | $25,587 | 2 |
| Susie Estrada · San Juan Capistrano, CA | $23,282 | $1,839 | $25,121 | 1 |
| Susie Ann Estrada · Anaheim, CA | $22,336 | $0 | $22,336 | 7 |
| Scott C Casteel · Anaheim, CA | $17,411 | $0 | $17,411 | 2 |
| Ralph F Rea JR · Rancho Santa Margarita, CA | $12,552 | $0 | $12,552 | 2 |
| Professional Group Plans Inc · Hauppauge, NY | $0 | $6,177 | $6,177 | 1 |
| Celiflora Thompson · Merced, CA | $4,717 | $655 | $5,372 | 2 |
| Rose Rodriguez Cuevas · Reedley, CA | $2,931 | $235 | $3,166 | 2 |
| Gregory Alfred Moore · Irvine, CA | $1,160 | $0 | $1,160 | 2 |
| America D Espinosa · Oceanside, CA | $1,072 | $46 | $1,118 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Colonial Life & Accident Insurance Companylife, short-term disability | 19 | — | $63,114 | — |
| Colonial Life & Accident Insurance Companyhealth, life, short-term disability | 608 | — | $20,920 | — |
| Alpha Dental Programs, Inc.dental | 329 | — | $6,984 | — |
| United of Omaha Life Insurance Companydental | 153 | — | $10,015 | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO | 238 | — | $47,158 | — |
| Kaiser Foundation Health Plan of the Northwesthealth, prescription drug, HMO | 41 | — | $17,870 | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO | 117 | — | $21,163 | — |
| United of Omaha Life Insurance Companylife | 478 | — | $1,912 | — |
| United of Omaha Life Insurance Companylong-term disability | 91 | — | $5,104 | — |
| Unitedhealthcare Insurance Companyhealth | 332 | — | $98,713 | — |
| United of Omaha Life Insurance Companyvision | 337 | — | $2,240 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Tyfco, LLC dba Everde Growers compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Employee Benefit Plan#501 · insurance, general assets | September 30, 2025 | April 20, 2026 | before deadline | 612 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Tyfco, LLC dba Everde Growers pay in health insurance broker commissions in 2024?
Tyfco, LLC dba Everde Growers's 2024 Form 5500 reports $295,193 in broker commissions and fees across 11 insurance contracts ($280,579 in commissions, $14,614 in fees), with EPIC Insurance Brokers receiving the largest share.
Is Tyfco, LLC dba Everde Growers's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Colonial Life & Accident Insurance Company, Kaiser Foundation Health Plan, Inc., Kaiser Foundation Health Plan of the Northwest.
How does Tyfco, LLC dba Everde Growers's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Tyfco, LLC dba Everde Growers because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 500-999 participants that disclosed broker pay reported a median of $104,902.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.