Ucbt Retiree Health Plan
Updated Filing received by DOL
Ucbt Retiree Health Plan, a retail — stores, food, auto, clothing employer in Concord, California, reported 1,731 participants in its health and welfare plans for plan year 2024. Its Form 5500 shows 8 insurance contracts with no premium reported and $86,798 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on October 15, 2025, within the extension window.
Who was paid on Ucbt Retiree Health Plan's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Ucbt Retiree Health Plan filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Interremedy Insurance Services, LLC · San Francisco, CA | $86,798 | $0 | $86,798 | 2 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Kaiser Foundation Health Plan Inchealth | 903 | — | — | — |
| Prudentiallife | 4,430 | — | — | — |
| Liberty Dental Plan of California, Incdental | 13 | — | — | — |
| Prudentiallife | 2,590 | — | — | — |
| The North River Insurance Companystop-loss | 1,314 | — | $83,179 | — |
| Kaiser Foundation Health Plan Inchealth | 53 | — | — | — |
| Blue Shieldhealth | 195 | — | — | — |
| Interremedystop-loss | 56 | — | $3,619 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Ucbt Retiree Health Plan compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 1,686 | 1,731 | +2.7% |
| Premiums filed | $2,755 | $0 | — |
| Broker commissions + fees | $74,822 | $86,798 | +16.0% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| UFCW Comprehensive Benefits Trust#502 · insurance, trust | December 31, 2024 | October 15, 2025 | within extension | 1,731 |
| Ucbt Retiree Health Plan#501 · insurance, trust | December 31, 2024 | October 15, 2025 | within extension | 210 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Ucbt Retiree Health Plan pay in health insurance broker commissions in 2024?
Ucbt Retiree Health Plan's 2024 Form 5500 reports $86,798 in broker commissions and fees across 8 insurance contracts ($86,798 in commissions, $0 in fees), with Interremedy Insurance Services, LLC receiving the largest share.
Is Ucbt Retiree Health Plan's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Kaiser Foundation Health Plan Inc, Blue Shield.
How does Ucbt Retiree Health Plan's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Ucbt Retiree Health Plan because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.