Ulmer & Berne LLP
Updated Filing received by DOL
Ulmer & Berne LLP, a professional & technical services employer in Cleveland, Ohio, reported 278 participants in its health and welfare plan for plan year 2024. Its Form 5500 shows $162,954 in insurance premiums across 6 contracts and $56,919 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on July 28, 2025, before the deadline.
Who was paid on Ulmer & Berne LLP's plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Ulmer & Berne LLP filed for 2024.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| CBIZ · Cincinnati, OH | $5,094 | $33,356 | $38,450 | 2 |
| Lockton · Kansas City, MO | $6,437 | $254 | $6,691 | 3 |
| LPL Financial Corporation · San Diego, CA | $5,354 | $0 | $5,354 | 1 |
| Charles L Crane Agency Co · ST Louis, MO | $3,157 | $0 | $3,157 | 2 |
| Oswald Companies · Cleveland, OH | $2,250 | $0 | $2,250 | 1 |
| William Bear · Algonquin, IL | $1,017 | $0 | $1,017 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2024, as published in EBSA's 2024 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Delta Dental of Ohiodental | 364 | $162,954 | $5,094 | 3.1% |
| Unitedhealthcare Insurance Companyhealth, vision | 383 | — | $33,356 | — |
| Federal Insurance Companycoverage not coded | 418 | — | $2,250 | — |
| Metropolitan Life Insurance Companylife | 73 | — | $9,953 | — |
| Unum Life Insurance Company of Americalife | 188 | — | $1,646 | — |
| Unum Life Insurance Company of Americalong-term disability | 261 | — | $4,620 | — |
Source: DOL Form 5500 Schedule A, plan year 2024. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Ulmer & Berne LLP compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2023 | 2024 | Change | |
|---|---|---|---|
| Participants | 319 | 278 | −12.9% |
| Premiums filed | $177,833 | $162,954 | not comparable |
| Broker commissions + fees | $85,861 | $56,919 | −33.7% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2023 and 2024.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Ulmer & Berne LLP Welfare Benefit Plan#510 · insurance, general assets | December 31, 2024 | July 28, 2025 | before deadline | 278 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Ulmer & Berne LLP pay in health insurance broker commissions in 2024?
Ulmer & Berne LLP's 2024 Form 5500 reports $56,919 in broker commissions and fees across 6 insurance contracts ($23,309 in commissions, $33,610 in fees), with CBIZ receiving the largest share.
Is Ulmer & Berne LLP's health plan self-funded or fully insured?
The 2024 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Unitedhealthcare Insurance Company.
How does Ulmer & Berne LLP's broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Ulmer & Berne LLP because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 200-499 participants that disclosed broker pay reported a median of $77,013.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.