Umg Recordings, Inc.
Updated Filing received by DOL
Umg Recordings, Inc., an information & publishing employer in Santa Monica, California, reported 3,548 participants in its health and welfare plan for plan year 2025. Its Form 5500 shows 7 insurance contracts with no premium reported and $277,954 in broker commissions and fees. The plan is a mix of insured and self-funded coverage. The Department of Labor received the filing on September 2, 2026, within the extension window.
Who was paid on Umg Recordings, Inc.'s plan
Schedule A, Part I lists each broker or agent paid on each insurance contract and the amount. Totals below add every contract Umg Recordings, Inc. filed for 2025.
| Broker or agent | Commissions | Fees | Total | Contracts |
|---|---|---|---|---|
| Mercer · Chicago, IL | $189,688 | $48,244 | $237,932 | 1 |
| Alliant Insurance Services · Irvine, CA | $16,730 | $10,163 | $26,893 | 2 |
| Risk Management Services, LLC · Whippany, NJ | $13,129 | $0 | $13,129 | 1 |
Source: DOL Form 5500 Schedule A, Part I (broker commissions and fees), plan year 2025, as published in EBSA's 2025 "Latest" dataset. Part I names whoever the carrier paid, which can be a firm or an individual agent; both are public record. Amounts exclude pay from carriers not tied to a listed contract.
Insurance contracts and carriers
Every insurance contract reported on Schedule A: carrier, what it covers, people covered at year end, earned premium, and broker compensation.
| Carrier · coverage | Covered | Premium | Broker pay | Rate |
|---|---|---|---|---|
| Delta Dental of Californiadental | 308 | — | — | — |
| Kaiser Foundation Health Plan, Inc.health, prescription drug, HMO | 528 | — | $301 | — |
| Vision Service Planvision | 3,298 | — | — | — |
| Hartford Life and Accidentlife, short-term disability, long-term disability | 3,565 | — | $237,932 | — |
| Hartford Life and Accidentcoverage not coded | 3,352 | — | $26,592 | — |
| National Union Fire Ins. Co. of Pittsburgh, PAcoverage not coded | 3,352 | — | $13,129 | — |
| Journey Meditation Inc.coverage not coded | 78 | — | — | — |
Source: DOL Form 5500 Schedule A, plan year 2025. Self-funded medical coverage has no premium; amounts shown for it are stop-loss or administrative contracts.
How Umg Recordings, Inc. compares
Medians across employers for plan year 2024, the most recent complete year. Commission rates use fully insured medical contracts only; dollar medians use every employer that disclosed broker pay.
Not computable: no insured medical premium on the filing.
Source: BenefitsLedger benchmarks from 58,547 employer health plans with 100 or more participants, plan year 2024. Methodology.
Year over year
| 2024 | 2025 | Change | |
|---|---|---|---|
| Participants | 3,582 | 3,548 | −0.9% |
| Premiums filed | $0 | $0 | not comparable |
| Broker commissions + fees | $320,008 | $277,954 | −13.1% |
| Commission rate | — | — | — |
Source: DOL Form 5500 filings for plan years 2024 and 2025.
Filings and timeliness
Plans this employer filed under its EIN with a health benefit code. Large plans are due seven months after the plan year ends, or two and a half months later with an extension; amended filings carry the amendment date, so no timing is asserted for them.
| Plan | Plan year end | Received by DOL | Timing | Participants |
|---|---|---|---|---|
| Universal Music Group Health and Security Benefits Programs#501 · insurance, general assets | December 31, 2025 | September 2, 2026 | within extension | 3,548 |
Source: DOL Form 5500 Part I and signature dates; "late" means received after the extended deadline (the 15th day of the tenth month after plan year end). What a late Form 5500 costs.
How much did Umg Recordings, Inc. pay in health insurance broker commissions in 2025?
Umg Recordings, Inc.'s 2025 Form 5500 reports $277,954 in broker commissions and fees across 7 insurance contracts ($219,547 in commissions, $58,407 in fees), with Mercer receiving the largest share.
Is Umg Recordings, Inc.'s health plan self-funded or fully insured?
The 2025 filing indicates the plan is a mix of insured and self-funded coverage. Medical coverage is written by Kaiser Foundation Health Plan, Inc..
How does Umg Recordings, Inc.'s broker compensation compare with similar employers?
A commission-to-premium ratio cannot be computed for Umg Recordings, Inc. because the filing does not report medical premium on Schedule A (usual for self-funded plans). In dollars, employers with 1,000-4,999 participants that disclosed broker pay reported a median of $168,579.
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Record built October 24, 2026 from U.S. Department of Labor, EBSA Form 5500 datasets (2025, 2024, 2023 plan years, 'Latest' files). Filings can run 7 to 10 months behind the plan year; always confirm against current plan documents. BenefitsLedger is not affiliated with the U.S. Department of Labor. Open the DOL filing search.